How to apply for a GCash for Business account

1. Open the GCash for Business Portal.
2. Choose a wallet:
   • Starter Wallet: Uses a fully verified GCash account. No document review.
   • Premium Wallet: Needs business details and documents.
3. Fill in the form and upload documents, if asked.
4. Select Save progress to finish later.

For wallet tiers and limits, see What are the GCash for Business wallet tiers and transaction limits?.

Starter Wallet

Enter:

• Your registered GCash name, including your middle name, suffix, and spaces
• The 11-digit mobile number linked to your GCash account
• Your acceptance of the GXI General Terms and Conditions for the business

Your GCash account must be:

• Fully verified
• Active for at least 12 months
• Not high-risk

Your Starter Wallet is usually ready within 10 minutes after your GCash account is confirmed.

Premium Wallet

Get your business registration documents. Your application details must match them.

1. Business information

• Role and signing authority: Sole Proprietor under DTI or Authorized Representative under SEC.
• Business and trade names: Use the name on the DTI or SEC Certificate of Registration. Add a different trade name, if needed.
• Business address: Use the address on your proof of registration.
• Contact details: Use your main business email and contact number.

2. People behind your business

• Authorized Representative: Manages the account and accepts agreements.
• Beneficial Owner: Owns at least 20% of the business or controls it.
• Primary Officer: Runs the business. This may be a CEO, President, Treasurer, or Corporate Secretary.

Add one or more people in each group. Their details must match official documents. If you can't add or edit someone, complete the earlier required fields first.

3. First branch

The portal creates your first branch:

• Business address = branch address.
• First Authorized Representative = branch representative.
• Select Edit to change the branch name, identifier, address, or representative.
• Branch identifier: unique, with no spaces or special characters.

You can add up to 250 branches after onboarding. Learn how to add branches.

4. Users

User Nomination lets your team use the business account.

• Authorized Representatives become Merchant Super Admins automatically.
• At least one Merchant Super Admin is required.
• Each user needs a unique email address and one role.

Add users one at a time or upload the template. For batch uploads:

• Up to 300 users per file.
• One unique email address and one role per user.
• .xlsx file, no larger than 2 MB.
• Keep the template sheet name, headers, and format unchanged.

Make sure the list has a Merchant Super Admin. Select Sign and Submit when the list is complete. Select Save progress if needed.

You don't need to download, print, sign, or upload a contract.

1. Select Read and agree.
2. Select Agree and Proceed.
3. Review the terms and select Submit.

The contract is completed automatically after approval. 

You and your Authorized Representative receive email updates. The representative also receives the accepted Terms and Conditions.

Check your status in the GCash for Business Portal.

• Submitted: Under review.
• Approved: Wallet created. Log in to the Wallet Dashboard.
• Returned: Fix the flagged information and submit again.
• Rejected: The portal can't process the application. Contact GCash for Business support.

Premium Wallet documents are reviewed before approval. If you see View Application, your application is still being processed.

Before approval: Fix the flagged fields or return to that step. Submit again. Details must match official documents.

After approval: You can't change the registered company name. For other changes, contact GCash for Business merchant support.