What are the GCash for Business wallet tiers and transaction limits?
Note:
If you were onboarded into GCash for Business before September 1, 2026, your Tier 2 wallet has the benefits of the Starter Wallet.
GCash for Business offers two wallet tiers for new merchants: Starter and Premium. Your wallet tier determines your wallet limits, number of branches and portal users, and available products.
Wallet and Transaction limits
The following limits apply effective September 1, 2026:
Wallet tier details
Important reminders
- Only your available balance can be transferred. Every transfer is checked against your remaining limit before it goes through.
- The monthly wallet limit covers the total amount of money entering your wallet within a calendar month.
- Fund transfers to banks and e-wallets through PESONet are free. No transfer fees apply.
FAQs
The portal recommends a wallet tier based on your answers during business profiling. You can review the tier comparison before choosing a tier.
The limits apply automatically based on your wallet tier. You do not need to submit new documents, complete additional verification steps, or pay new fees to receive them.
Limits are set per wallet tier. To get higher capacity, your business must move to a higher tier and meet the standard tier and verification requirements.