Your wallet and transaction limits depend on which level of verification you have - either Basic or Fully Verified.
By getting verified, you provide more information which validates your identity. The more information you give, the more services you unlock with GCash.
The Verification Process is designed to protect you from financial crime, as part of GCash's compliance with the Anti-Money Laundering Act of 2001 mandated by the Bangko Sentral ng Pilipinas (BSP). The BSP also dictates what the wallet limits are, and which services are available for each level.
How much is my wallet transaction limit?
Limits |
![]() Basic |
![]() Fully Verified |
![]() w/ Linked Bank |
![]() Enterprise |
Wallet Size | 50K | 100K | 500K | 500K |
Incoming Limit | ||||
Daily | - | - | - | -- |
Monthly | 10K | 100K | 500K | 500K |
Outgoing Limit | ||||
Daily | - | 100K | 100K | 100K |
Monthly | 10K | - | - | - |
Yearly | 100K | - | - | - |
A standard one wallet limit applies for customers with multiple and fully verified accounts. Wallet limit cannot be multiplied by having multiple accounts.
Verification Level Features
About Verification
Bangko Sentral ng Pilipinas requires all financial institutions to perform a few simple steps to protect against financial crime and to ensure your account security. It should only take you a few minutes.
Features |
![]() Basic |
![]() Fully Verified |
Offline Cash-in | ![]() |
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Pay Bills | ![]() |
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Buy Load | ![]() |
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AMEX Virtual Pay | ![]() |
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Pay QR | ![]() |
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GCash Mastercard* | ![]() |
|
Send Money | ![]() |
|
Cash Out | ![]() |
|
KKB** | ![]() |
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Save Money | ![]() |
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Bank Transfer | ![]() |
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Card Transactions | ![]() |
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Invest Money | ![]() |
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GCredit | ![]() |
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Online Cash-in | ![]() |
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International Remittance | ![]() |
* GCash Mastercard can be purchased at any level.
** Users can KKB/request money at any level. Only Fully Verified.
If you have exceeded your wallet's transaction limits, click here to know more about how to resolve this.