Wallet and Transaction Limits

What is a wallet limit?

• A wallet limit is the maximum amount you can keep in your GCash wallet at any given time. 
• Your wallet limit will not be multiplied by having multiple accounts.
• Your wallet limit refreshes monthly, and will revert to the full amount every first day of the month.

What is a transaction limit?

• Transaction limits are the maximum transactions you can spend using your GCash account within a month. There are also limits to the transactions that you can do on a daily, monthly and yearly basis. Illustrated below are the types of transactions that affect your transaction limits: 
• Incoming transactions - cashing in or receiving money via GCash 
• Outgoing transactions - cash out, send money to a GCash account or sending money to partners
• Your transaction limit will not be multiplied by having multiple accounts. 
• Your transaction limit refreshes monthly, and will revert the full amount every first day of the month.  
• Your wallet and transaction limits depend on which level of verification you have.
  
  

How much is my wallet transaction limit?

If you’ve exceeded your wallet limits for the month, you can try to visit this article to learn how you can increase your wallet size.

Why do we have wallet and transaction limits?

As part of GCash's compliance with the Anti-Money Laundering Act of 2001 mandated by the Bangko Sentral ng Pilipinas (BSP), GCash has set limits on wallet balance and transaction amounts in order to protect users and to prevent misuse.