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  1. GCash Help Center
  2. Account Management
  3. Wallet and Transaction Limits

Wallet and Transaction Limits

What are my Wallet and Transaction Limits?

Frequently Asked Questions:

What is a wallet limit?

  • Wallet limit is the maximum funds that can be kept in a GCash Wallet.

What is a transaction limit?

  • Incoming transaction limit is the maximum funds that can be received into a GCash Wallet
    • This affects incoming transactions - cashing in or receiving money via GCash
Samples of Incoming Transactions

Cash In
  • Adding funds to your wallet with your linked BPI account
  • Cashing in at an outlet, like Puregold or Ministop
  • Receiving money from a bank app (sent through InstaPay or PESONet)

Send Money
  • You received money sent to you from another GCash account
  • Outgoing transaction limit is the maximum funds that can be spent and sent from a GCash Wallet
    • This affects outgoing transactions - Cash out, Send Money to GCash Accounts, Online and Offline Transactions, or Send Money via GCash Partners through Bank Transfer, GCash Padala
Samples of Outgoing Transactions
Send Money
  • You sent money to another GCash account
Bank Transfer
  • Sending GCash money to a bank account
Cash Out
  • Withdrawing money from an ATM
  • Over-the-counter cash out at certain cash out outlets
  • Your transaction limit refreshes monthly, and will reset at the start of every month. 

What are my wallet and transaction limits?

Wallet___Transaction_Limits__blue_background_-min.jpg

If you’ve exceeded your wallet and transaction limits, visit How do I increase my wallet and transaction limits? for more information on how to increase your wallet and transaction limits.

Why do we have wallet and transaction limits?

As part of GCash's compliance with the Anti-Money Laundering Act of 2001 mandated by the Bangko Sentral ng Pilipinas (BSP), GCash has set limits on wallet balance and transaction amounts in order to protect users and to prevent misuse.

What will happen to my wallet and transaction limits if I have multiple accounts?

  • Your wallet limit will not be multiplied by having multiple accounts.
  • Your transaction limit will not be multiplied by having multiple accounts. 

Your wallet and transaction limits depend on which level of verification you have. 

Try our Profile Limit Calculator to help you understand how your wallet and transaction limits work in just a few taps. All you have to do is tell us:

  • How many GCash accounts you own
  • Your GCash profile
  • Average monthly cash in, spending, and cash out amount

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