Doing more transactions on GCash recently? Increase your wallet limit by linking your accounts to enjoy more cashless transactions with GCash!
- Bigger Wallet Limit
- Your wallet will be able to hold up to ₱500,000 at any time
- Higher Incoming Limit
- You will be able to put in or receive ₱500,000 in your wallet per month
Your limits will be increased if you have any of the following bank accounts linked in GCash:
Please note that the following are not considered as linked bank accounts, and will not qualify you for an increase in wallet limits:
- GCash MasterCard
- American Express Virtual Pay card
More details on your increased limits:
|GCash wallet with no linked account||GCash wallet with a linked account*|
|Daily incoming limit||No incoming limit||No incoming limit|
|Monthly incoming limit||₱100,000||₱500,000|
|Daily outgoing limit||₱100,000||₱100,000|
|Monthly outgoing limit||₱100,000||No outgoing limit|
*For a verified GCash account. Please visit our Why do I need to Get Verified? page for more information on the benefits of getting Fully Verified on the GCash App.
How do I increase my wallet limit?
- Make sure your account is Fully Verified. Click here to know more on how to get verified.
- Link your bank account or Payoneer account. To know more about how to link these to GCash visit these pages:
It may take up to two (2) working days for you to receive an SMS notification that your wallet limits on GCash have increased. You will also receive a pop-up notification in the GCash App a day after you receive the SMS.
|Text from GCash||GCash App Pop-up|
What happens if I unlink my last linked account to GCash?
Once you unlink your last linked account on GCash, your limits will revert back to PHP 100,000 within two (2) working days. Please remember that once you have gone over this amount and have been downgraded, you will have met your limit for the month and will have to wait until this refreshes until next month.
Please see the sample scenarios below for a clearer view:
|Scenario 1: I unlink one of my two linked accounts on GCash|
|Scenario 2: I unlinked my only linked account on GCash|
|Scenario 3: I unlink all my linked accounts on GCash|
If you have unlinked all your linked accounts on GCash, you will receive this SMS notification within two (2) working days, informing you that your wallet limit has returned to ₱100,000.
|Text from GCash|
You have unlinked your bank account or Payoneer account from GCash. Your GCash wallet limit is now back to P100k. Re-link your bank account or Payoneer account to enjoy higher GCash limits.