What are the GSave Interest Rates and Transaction Limits?
GSave is a digital savings account where you can secure your funds while earning interest. GSave users may open a savings account with any of our GSave Marketplace bank partners, namely CIMB, BPI, Maybank, and UNO Digital Bank.
Here are the differences between GSave by CIMB, #MySaveUp by BPI, EzySave+ by Maybank, and #UNOReady@GCash by UNO Digital Bank and other savings accounts of traditional banks in the Philippines:
| GSave by CIMB | #MySaveUp by BPI | EzySave+ by Maybank | #UNOReady by UNO | Traditional Banks (based on average) | |
| Base Interest Rates | 2.6% per year | 0.0925% per year |
0.1875% per year |
3.5% (no maintaining balance) 4.25% (PHP 5,000 maintaining balance) |
0.11% per year |
| Minimum Deposit | No minimum deposit | PHP 1 | No minimum deposit | No minimum deposit | P2,500 |
| Maintaining Balance | No maintaining balance | ||||
| Deposit Transaction Limit |
PHP 100,000 limit for non-upgraded users
No deposit limit for upgraded users |
PHP 30,000 |
PHP 100,000 limit for non-verified users
No deposit limit for Fully Verified users |
No deposit limit |
- |
| Withdrawal Transaction Limit | PHP 500,000 per day | PHP 20,000 per day | PHP 500,000 per day |
PHP 50,000 per day
PHP 100,000 per month |
- |
| Minimum Balance to earn interest | PHP 0.01 | PHP 5,000 | PHP 0.01 | PHP 0.01 | PHP 5,000 |
| Service Fees | No service fees | With service fees | |||
| Bank Provider | CIMB Bank Philippines | Bank of the Philippine Islands | Maybank | UNO Digital Bank | - |
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