GCash Wallet and Transaction Limits
A wallet limit is the maximum amount of funds that can be kept in your GCash Wallet without exceeding the allowed limit. Transaction limits are the maximum amount that can be received in your wallet (incoming) or sent from it (outgoing). If you exceed your transaction limit, you will not be able to send or receive more funds until the limit resets at the start of the next month.
There are incoming and outgoing transaction limits in GCash. Click below to learn more about them.
The incoming transaction limit is the maximum amount of funds that can be received into a GCash Wallet.
| Samples of Incoming Transactions | |
|
Cash In |
|
|
Send Money |
|
The outgoing transaction limit is the maximum amount of funds that can be spent and sent from a GCash Wallet.
| Samples of Outgoing Transactions | |
|
Send Money |
You sent money to another GCash account |
|
Bank Transfer |
Sending GCash money to a bank account |
|
Cash Out |
Withdrawing money from an ATM Over-the-counter cash out with partner outlets |
Note: Your transaction limits will remain the same even if you have multiple accounts. GCash consolidates multiple accounts that are under one user into one wallet.
Your wallet and transaction limits depend on which wallet profile you have.
| Basic | GCash Jr | Fully Verified | GCash Plus | GCash Platinum | |
| Profile Overview | Starting profile of a new GCash account | For users aged 7-17 years old | Has a Fully Verified account | Has linked bank account or investment | Applicable to eligible Globe Platinum Subscribers |
| Wallet Limit (Maximum amount that can be kept in a GCash Wallet) | |||||
| At any given time | PHP 10,000 | PHP 50,000 | PHP 100,000 | PHP 500,000 | PHP 1,000,000 |
| Incoming Transaction Limit (Maximum amount that can be received in a GCash Wallet) | |||||
| Monthly | PHP 5,000 | PHP 10,000 | PHP 100,000 | PHP 500,000 | PHP 1,000,000 |
| Outgoing Transaction Limit (Maximum amount that can be spent and sent in a GCash Wallet) | |||||
| Daily | None | PHP 10,000 | PHP 100,000 | PHP 100,000 | PHP 500,000 |
| Monthly | PHP 5,000 | PHP 10,000 | None | None | PHP 1,000,000 |
To monitor your Wallet and Transaction Limits, tap Profile on your GCash homepage, and select Profile Limits.
Daily Withdrawal Limit - PHP 40,099
Note: Your GCash Card withdrawal limit resets at 12:30am daily. For example, if you withdraw at 11:00pm and maxed out your withdrawal limit, you can withdraw again after 12:30am.
To learn more, please visit GCash Card Withdrawal and Transaction Limits.
You can use your GCash card for online payments or POS transactions for purchases of up to PHP 100,000 per transaction.
To learn more, please visit GCash Card Withdrawal and Transaction Limits.
| GSave Partner | Deposit Transaction Limit | Withdrawal Transaction Limit |
| CIMB |
PHP 100,000 yearly for non-upgraded users No deposit limits for upgraded users |
PHP 500,000 per day |
| BPI | PHP 30,000 | PHP 20,000 per day |
| Maybank |
PHP 100,000 limit for non-upgraded users No deposit limit for upgraded users |
PHP 500,000 per day |
| UNOBank | No deposit limit |
PHP 50,000 per day PHP 100,000 per month |
Note: Only users with Philippine-issued SIM (eg. Globe, Smart, etc.) are eligible to increase their wallet limit.
You can increase your wallet and transaction limits by doing any of the following:
- Fully Verify your GCash Account
- Cash In and Link to BPI, Unionbank, Payoneer, or Paypal
- Open a GSave by CIMB account and deposit at least PHP 100
- Open a GFunds (BPI, ATRAM) account and invest at least PHP 100
Once you have completed any of the items above, your Wallet Profile will now be GCash Plus, which entitles you to an increased wallet limit of PHP 500,000.
If you've gone through the process of raising your wallet limit but haven't seen an increase yet, please wait for 3 working days for the limit to reflect.
If your wallet and transaction limits still haven't been upgraded after 3 working days, click here to follow up.