What are my GCash wallet and transaction limits?
Note:
To give you more flexibility with your transactions, GCash wallet limits have been updated effective October 1, 2026. Update your GCash app to the latest version to access these limits.
To learn more about GCash wallet and transaction limits, tap a section below:
- Adult users can create up to five (5) accounts, which are automatically linked to one customer profile.
- Minors (aged 7 to 17 years old) can have one account per customer profile.
To know more about account ownership limits, click here.
Your GCash wallet and transaction limits depend on your GCash profile. If you reach a limit, you can’t use certain services until it resets on the 1st day of the following month or you upgrade your profile.
When you have two or more linked accounts
- The highest wallet and transaction limits apply to all your accounts.
- Example: If one account has a PHP 500,000 limit and another has a PHP 1,000,000 limit, the maximum wallet limit for both accounts becomes PHP 1,000,000.
- Wallet and transaction limits will not be combined to create a higher total.
- This means the total incoming funds across all linked accounts cannot exceed your profile limit.
- Example: If mobile number A has already received a total of Php 1,000,000 for the month, your other linked GCash accounts can no longer receive funds until your incoming transaction limit resets on the first day of the following month.
In addition to your GCash wallet and transaction limits, separate limits may apply to the following services:
Note: GCash may update, set limits, or pause account limits to follow BSP regulations and anti-money laundering mandates, to prevent fraud and keep your account safe and secure.