As part of GCash's compliance with the Anti-Money Laundering Act of 2001 mandated by the Bangko Sentral ng Pilipinas (BSP), GCash has set limits on wallet balance and transaction amounts in order to protect users from financial institutions being abused through money obtained from illegal sources (drugs, smuggling, arms dealing).
A wallet limit is the maximum amount of funds that can be kept in your GCash Wallet. Transaction limits are the maximum amount that can be received in your wallet (incoming) or sent from it (outgoing). Your transaction limit resets every start of the month.
There are incoming and outgoing transaction limits in GCash. Click below to learn more about them.
The incoming transaction limit is the maximum amount of funds that can be received into a GCash Wallet.
|Samples of Incoming Transactions
The outgoing transaction limit is the maximum amount of funds that can be spent and sent from a GCash Wallet.
|Samples of Outgoing Transactions
You sent money to another GCash account
Sending GCash money to a bank account
Withdrawing money from an ATM
Over-the-counter cash out with partner outlets
Limits per GCash Profile
Note: Your transaction limits will remain the same even if you have multiple accounts. GCash consolidates multiple accounts that are under one user into one wallet.
Your wallet and transaction limits depend on which wallet profile you have.
|Starting profile of a new GCash account
|For users aged 7-17 years old
|Has a Fully Verified account
|Has linked bank account or investment
|Applicable to eligible Globe Platinum Subscribers
|Wallet Limit (Maximum amount that can be kept in a GCash Wallet)
|At any given time
|Incoming Transaction Limit (Maximum amount that can be received in a GCash Wallet)
|Outgoing Transaction Limit (Maximum amount that can be spent and sent in a GCash Wallet)
To monitor your Wallet and Transaction Limits, tap Profile on your GCash homepage, and select Profile Limits.
Increase your wallet and transaction limits
Note: Only Philippine-issued SIM (eg. Globe, Smart, etc.) users are eligible to increase their wallet limit.
You can further increase your wallet and transaction limits by doing any of the following:
- Fully Verify your GCash Account
- Cash In and Link to BPI, Unionbank, Payoneer, or Paypal
- Open a GSave account and deposit at least PHP 100
- Open a GFunds account and invest at least PHP 100
Once you have done any of the items above, your Wallet Profile will now be GCash Plus, which entitles you to have an increased wallet limit of PHP 500,000.
Need more help?
If you followed the steps but your limits did not increase, please wait for 3 working days for the limit to reflect. If your wallet and transaction limits still haven't been upgraded AFTER 3 working days, click here to follow up.