Singlife Cash for Medical Costs
Singlife Cash for Medical Costs provides coverage against medical costs of hospitalization and critical costs for you and even your family members.
Jump to:
- Eligibility
- Coverage
- Purchase Singlife Cash for Medical Costs
- Claims and Cancellation
- Contact Singlife
Eligibility
You can avail of this product if you are:
- 18-54 years old
- A Fully Verified GCash user
- In good health and are not suffering from any existing or pre-existing conditions
- A Filipino citizen or a foreigner who is a legal resident of the Philippines
Note: You cannot buy a policy for someone else directly. However, you can cover them as dependents when you buy a policy for yourself.
Coverage
You can get Singlife Cash For Medical Costs for you or your family members depending on your chosen product.
- Hospital Cash Benefit: For every day you are confined in the hospital, even if it’s in the ICU. COVID-19 and pregnancy are also covered.
- Diagnosis Benefit: For any of the 125 critical conditions we cover, including cancer, heart disease, and stroke.
- Surgery Benefit: To reimburse surgery costs due to a late-stage critical condition.
Comprehensive coverages are available in 3 levels: Bronze, Silver, and Gold. Depending on your needs, you can choose your coverage based on the benefit details below:
| Coverage Level | Bronze | Silver | Gold |
|
Total Benefit Amount |
PHP 375,00 |
PHP 975,000 | PHP 1,575,000 |
| Daily Hospital Cash |
PHP 500 per day |
PHP 1,000 per day | PHP 1,500 per day |
| Any Critical Condition |
PHP 25,000 |
PHP 75,000 | PHP 125,000 |
| Late Stage Critical Condition |
PHP 100,000 |
PHP 300,000 | PHP 500,000 |
| Medical Reimbursement |
PHP 100,000 |
PHP 300,000 | PHP 500,000 |
The Total Benefit Amount is computed as such:
- Total Benefit Amount = (Daily Hospital Cash * 3 * 100) + Any Critical Condition + Late Stage Critical Condition + Medical Reimbursement
Purchase Singlife Cash for Medical Costs
You may buy multiple policies from Singlife, as long as the benefit amount of all policies you are covered in (either as a Primary insured or Insured Dependent) does not exceed the following maximum benefit amount limits:
- Daily Hospital Cash Benefit – PHP 5,000 per day
- Any Critical Condition Diagnosis Benefit – PHP 500,000
- Late-Stage Critical Condition Diagnosis Benefit – PHP 3,000,000
- Medical Reimbursement Benefit for late-stage critical condition diagnosis benefit – PHP 3,000,000
Note: Please make sure that you are Fully Verified before purchasing this policy.
Singlife Cash for Medical Costs for myself
Step 1: On the GCash App, tap GInsure
Step 2: Tap Health, and then select Cash for Medical Costs by Singlife
Step 3: Review the product details, then tap Get A Quote Now
Step 4: Select Myself, then tap Next
Step 5: Answer the eligibility questions, then tap Next
Step 6: Review your information, then tap Get My Quote
Step 7: Choose a coverage plan then tap Continue with [your chosen coverage plan]
Step 8: Choose a yearly or monthly payment schedule, then tap Next
Step 9: Review and confirm the details, then tap Next
Step 10: Once you have read and understood the Terms & Conditions, Exclusions & Limitations, and Acknowledgements & Declarations, tap the box stating that you agree with the declarations and documents and tap Confirm
Step 11: Confirm payment by tapping Agree
Step 12: Pay the required premium. You will be redirected to a confirmation page
Disclaimer: By purchasing the product, you are giving your consent for us to automatically deduct your monthly investment from your GCash account. Please ensure that you have read and understood the terms and conditions related to the product before completing your purchase, which includes the schedule of deduction of your monthly investment and other things you need to know.
Singlife Cash for Medical Costs for me and my family
Step 1: On the GCash App, tap GInsure
Step 2: Tap Health and select Cash for Medical Costs product by Singlife
Step 3: Review the product details, then tap Get A Quote Now
Step 4: Select Me & my family
Step 5: Answer the eligibility questions, then tap Next
Step 6: Answer the questions about your health and lifestyle, then tap Next
Step 7: Review your information, then tap Continue
Step 8: Add your dependents
- If you want to add your Spouse or Life Partner proceed to Step 9
- If you want to add your child proceed to Step 15
Step 9: Answer the eligibility questions, then tap Next
Step 10: Answer the questions about your spouse's health and lifestyle, then tap Next
Step 11: Add your dependent’s details, then tap Next
Step 12: Review your spouse or life partner's information, then tap Next
Step 13: Once you have read and understood the documents, tap the box stating you agree to the declarations
Step 14: Tap Confirm and Add Dependent. If you do not have any dependents, proceed to Step 21
Step 15: Add your child’s details, then tap Next
Step 16: Review your child's information, tap I have read and agree with the declarations above
Step 17: Tap Confirm and Add Dependent
Step 18: Once you’ve added your dependents, tap Get Quote
Step 19: Choose a coverage plan then tap Continue with [your chosen coverage plan]
Step 20: Choose a yearly or monthly payment schedule, then tap Next
Step 21: Review and confirm the details, then tap Next
Step 22: Once you have read and understood the Terms & Conditions, Exclusions & Limitations, and Acknowledgements & Declarations, tap the box stating that you agree with the declarations and documents and tap Confirm
Step 23: Tap Confirm
Step 24: Pay the required premium. Tap Agree to confirm your payment
Disclaimer: By purchasing the product, you are giving your consent for us to automatically deduct your monthly investment from your GCash account. Please ensure that you have read and understood the terms and conditions related to the product before completing your purchase, which includes the schedule of deduction of your monthly investment and other things you need to know.
Claims and Cancellation
Claims
Step 1: On the GCash App, tap GInsure
Step 2: Tap Manage My Insurance and you will be redirected to your Singlife policy page
Step 3: Tap the Services Tab
Step 4: Tap File a Claim
Step 5: Provide the necessary information and upload digital copies of the required documents
Step 6: Once completed, tap Make a Claim
Accredited Hospitals
You can avail of the benefit as long as the hospital or clinic where the confinement or treatment was done is a DOH Licensed Government and private hospital. For COVID-19 patients, however, the confinement has to be done in a DOH-licensed COVID-19 hospital for the benefits to be accepted.
Visit the official list of Singlife Accredited hospitals.
Cancellation
You can cancel your policy. If you cancel your policy within 15 days after you receive it, we will return all premiums paid. Your policy is considered received after we have sent the e-Policy to your registered email.
If you cancel your policy after 15 days from the time you received your policy, your refund will be subject to the following:
- Monthly Premium Schedule: The cancellation will be effective on the next monthsary and no premium refund will be made.
- Annual Premium Schedule: The cancellation will be effective on the next monthsary for the first 6 months and on the next premium due after the 6th month.
The premium refund will be subject to the table below:
| No. of months | Percentage (%) of Annual Premium |
| 2 months or below | 40% |
| 3 months | 35% |
| 4 months | 30% |
| 5 months | 25% |
| 6 months | 20% |
| Over 6 months | 0% |
Contact Singlife
To contact Singlife, please reach out to their available channels below:
Email: help@singlife.com
Hotline: +632-8299-3737 (Monday-Sunday, 9:00 AM-8:00 PM)