Oona All-In-One Health Insurance
Oona All-In-One Health Insurance Plan gives you protection for critical illnesses, hospital stays, and accidents. For as low as PHP 49, you can get up to PHP 100,000 in coverage, and you can also extend protection to your spouse, children, and parents.
Jump to:
- Coverage
- Eligibility
- How to buy Oona All-In-One Health Insurance
- Claims and cancellation
- FAQs
- Contact Oona
Coverage
Oona All-In-One Health Insurance offers affordable protection for critical illness, hospitalization, and accidents through three plan options: Lite, Plus, and Max.
What benefits do I get?
The plan includes the following benefits:
- Daily Hospital Cash: PHP 500 to PHP 1,500 per day for up to 7 days per hospital stay, depending on your plan.
- Critical Illness Cover: PHP 25,000 to PHP 100,000 if you are diagnosed with cancer, heart attack, or stroke.
- Accidental Death and Disability Cover: PHP 25,000 to PHP 100,000 in financial support in case of accidental death or permanent disability.
Available plans
| Key Coverages | Lite | Plus | Max |
| Coverage limit | Up to PHP 25,000 | Up to PHP 50,000 | Up to PHP 100,000 |
| Big 3 Critical Illness (Cancer, Heart Attack and Stroke) | PHP 25,000 | PHP 50,000 | PHP 100,000 |
| Hospital Allowance (Daily hospital income) | PHP 500 per day, maximum of 7 days | PHP 1,000 per day, maximum of 7 days | PHP 1,500 per day, maximum of 7 days |
| Accidental Death and Disability | Up to PHP 25,000 | Up to PHP 50,000 | Up to PHP 100,000 |
Eligibility
You can buy Oona All-In-One Health Insurance if you meet these requirements:
- You are 18 to 60 years old.
- You are a Fully Verified GCash user.
How to buy Oona All-In-One Health Insurance
To avail of Oona All-In-One Health Insurance in the GCash app:
- Open the GCash app and tap GInsure > Health.
- Choose Oona All-In-One Health Insurance Plan.
- Select the plan that fits your needs and budget.
- Answer the health declaration questions.
- Review the summary to make sure your details are correct.
- Proceed to payment to complete your purchase.
Policy confirmation
Once your purchase is successful, you will get an instant confirmation. Your Oona All-In-One Health Insurance policy will also be sent to your registered email, where you can view or download it anytime.
Claims and cancellation
If you no longer need the insurance, you may request cancellation by notifying Oona Insurance through the MyGInsure policy deactivation process and following the steps shown on screen.
If you need to file a claim, you can complete the online claim form and upload the required documents. You may also contact Oona through their available support channels for assistance.
Required claim documents
Prepare the following documents when filing a claim:
- A valid government ID.
- Medical documents, such as:
- Laboratory and test results
- Histopathology report or biopsy report for cancer claims
- ECG report or enzyme assays report for heart attack claims
- CT scan or MRI scan of the brain for stroke claims
- Valid proof of hospitalization and medical discharge certificate.
- Police report for accident-related claims.
FAQs
Can I upgrade my policy?
If you want to increase your sum insured, you may purchase another plan with a higher sum insured.
Can I own multiple policies?
Yes, you can buy multiple policies, as long as the total sum insured for the Big 3 critical illnesses does not exceed PHP 500,000.
Can I purchase this for someone else?
You can purchase the plan for yourself and your family, including your parents. Purchasing for people outside your family will be enabled soon.
Do I get charged if I am not eligible for the policy?
You will only be charged after you pass the medical questionnaire and provide the details needed to assess your eligibility. If you are not eligible, the journey will not proceed to payment.
Contact Oona
For inquiries or support, you may contact Oona through the following channels:
- Email: teleservice@oona-insurance.com.ph
Smart: (+63) 920 918 6242
Globe: (+63) 917 581 7175
- Landline: +632-8876-4400