Oona Heart Attack Insurance

Oona Heart Attack Insurance is a plan that offers you peace of mind for when you suffer a heart attack. This policy can cover the costs of your cardiac defibrillator or pacemaker and myocardial infarction and provide you a lump-sum cash benefit.

Jump to:

 

Eligibility

You can avail this product if you are:

  • 18-65 years old
  • A Fully Verified GCash user
  • In good health and with no pre-existing conditions (e.g. illness, injury, or health issue you had before getting this insurance policy)

 

Note:

You cannot buy this policy for someone else directly.  

 

Coverage

With Oona Heart Attack Insurance, you are provided with the following benefits:

  • Cash Benefit: Receive 100% lump-sum payout of up to PHP 500,000 once you are diagnosed or suffer a heart attack
  • Heart Attack Coverage: Covers you when you suffer a heart attack, including insertion of cardiac defibrillator or pacemaker, as well as acute myocardial infarction
  • Quick and Easy Process: Answer only 4 questions online to get covered
  • Multiple Policies: You can buy multiple policies based on your need with a maximum coverage limit of PHP 1,000,000/year
  • Flexible Length of Coverage: Renew your policy until you’re 70 years old

 

Purchase Oona Heart Attack Insurance

  1. On your GCash app, tap GInsure > Health
  2. Choose Oona Heart Attack Critical Illness Insurance 
  3. Fill in your details and answer 4 quick health questions 
  4. Double-check the details > Pay 

You’ll see a confirmation page once your purchase is successful. Once your policy is purchased, no changes can be made. 

A copy of your Oona Heart Attack Critical Illness Insurance policy will be instantly sent to your GCash-registered email which you can view or download anytime.

 

Cancellation and Claims

Cancellation

You are entitled to a 15-day free-look period from the policy issuance. During this period, you can review the policy provisions, inclusions, and exclusions.

If you decide to cancel your policy anytime within this period, please contact Oona Insurance to request for a full refund. 

 

Claims

There are two ways to file a claim:

  1. Via Form: Answer the online claim form here and upload the documents needed
  • Medical Documents. ECG Report, Enzyme Assays Reports, and all available laboratory and test results
  • A valid government-issued ID
  1. Via Email: Email Oona at pcm_claims@oona-insurance.com.ph or click here to go to their website

 

Note:

Claims may not be paid if they fall under policy exclusions, like pre-existing conditions, fraudulent claims, or situations not covered by your plan (e.g., intentional damage or illegal activities). Missing premium payments or providing incorrect information can also lead to a denied claim.  

 

Contact Oona

To contact Oona, check out their available channels below:

  • Mobile No:
    • Smart: (+63) 920 918 6242
    • Globe: (+63) 917 581 7175
Previous
Next
43702130796313
Was this article helpful?