Why am I not qualified for GCredit?

You may not be qualified for GCredit if:

• You are not 21–64 years old
• You are not a Filipino citizen
• Your GCash account is not Fully Verified
• You do not meet GCash’s internal eligibility criteria, such as your GCash usage and account history

GCredit is offered only to selected users. Your eligibility is based on:

• Your overall GCash profile
• Your GCash account activity
• Your payment history for GLoan, GCredit, GGives, and Borrow Load
• Other confidential criteria that we cannot share

To learn more about eligibility and how to apply for GCredit, click here.