Can I apply for GCredit?
GCredit is a pre-approved credit limit via GCash app that allows users to purchase and make payment even with zero wallet balance. Your GCredit offer is subject to regular evaluation and is not guaranteed.
How to be qualified for GCredit
You may be eligible for GCredit if you are:
- 21-65 years old
- A Filipino Citizen
- A Fully Verified GCash user
- Using GCash services
How to be qualified for GCredit
On the GCash homepage, tap Borrow > GCredit. If you’re qualified, you’ll see the credit limit available to you. But if you’re not qualified, you’ll see some tips on how to unlock GCredit.
If not qualified for GCredit
You will be led to this screen once you tap Borrow > GCredit from the GCash homepage.
To unlock GCredit, keep using GCash features like Pay Bills, Buy Load, Cash In, Send Money, GInsure, and GInvest. GCash checks your eligibility every week, so you could qualify to apply for GCredit as soon as the next week.
Note: Once you become qualified for GCredit, you will receive an SMS from GCash.
If you are eligible for GCredit
If you are eligible for GCredit, you will receive an SMS. You will be led to this screen once you tap Borrow > GCredit from the GCash homepage.
Follow the steps below to start using GCredit:
- On your GCash app, tap Borrow > GCredit
- Confirm your email address > tap Next
- Check your personal information and complete all additional details.
- Select Next
- Review your application > tap Submit
You will be directed to a page that confirms the activation of your GCredit.
Once you finish your application, you’ll get a confirmation through SMS and your registered GCash email.
If you have more questions or concerns with eligibility, click here to ask for help. A customer service representative will contact you in 24 hours.
Need more Help?
For other inquiries or concerns, check out the following articles: