Singlife 100 in 1 Medical
The 100-in-1 Medical Plan is an insurance product that will help you pay for medical expenses of over 100 critical conditions, including cancer, stroke, and heart attack, as well as additional coverage in the event of accidental disability or death. It also extends coverage to individuals traveling outside of the Philippines All qualified customers of the 100-in-1 Medical Plan will get free 3 months of access to KonsultaMD for a limited time.
Jump to:
- Eligibility
- Coverage
- Purchase Singlife 100 in 1 Medical Plan
- Claims and Cancellation
- Contact Singlife
Eligibility
You can avail of this product if you are:
- 18-55 years old
- A Fully Verified GCash user
- In good health, not suffering from any existing or pre-existing conditions, and can pass Singlife’s simple health and lifestyle questions.
- A Filipino citizen or a foreigner who is a legal resident of the Philippines
Should you wish to add dependents to your policy, please make sure they fulfill the following requirements:
- Must be in good health, not suffering from any existing or pre-existing conditions
- A Filipino citizen or a foreigner who is a legal resident of the Philippines
- Legal spouse, aged 18 to 55 years old;
- Life Partner, aged 18 to 55 years old, if you both do not have any legal spouse;
- Legitimate and/or illegitimate children, aged 30 days old to 22 years old. Any of the children of any of the following can be a dependent:
- Policy Owner,
- the insured dependent spouse
- insured dependent life partner
Coverage
Packages
The 100-in-1 Medical Plan has 3 available levels – Bronze, Silver, and Gold. Based on the package you avail of, you will receive a cash benefit if you or any of your dependents get diagnosed with either a Minor or Major Critical Condition, or a cash benefit in a lump sum in case of Accidental Disability & Death. The cash benefit payable will be in Philippine Peso.
Depending on your needs, you can choose your coverage based on the benefit details below:
| Bronze | Silver | Gold | |
|
Minor Critical Condition A condition that is generally less severe and not life-threatening and falls under the early or intermediate stage. |
PHP 15,000 | PHP 30,000 | PHP 50,000 |
|
Major Critical Condition A condition that is usually in the late stage, severe, life-threatening and has a huge impact on health. |
PHP 150,000 | PHP 300,000 | PHP 500,000 |
| Accidental Disability & Death | PHP 150,000 | PHP 300,000 | PHP 500,000 |
Conditions Covered
Major Critical Conditions:
- Cancer
- Kidney Failure
- Stroke (Cerebrovascular Accident)
- Heart Attack
- End Stage Liver Failure
- Primary Pulmonary Hypertension
- Coronary Artery Bypass Surgery
- Benign Brain Tumor
- Heart Valve Surgery
- Other Serious Coronary Artery Disease
- Surgery to Aorta
- Progressive Scleroderma
- End Stage Lung Disease
- Fulminant Hepatitis
- Major Organ/Bone Marrow Transplantation
- Paralysis
- Blindness (Loss of Sight)
- Deafness (Loss of Hearing)
- Loss of Speech
- Major Burns
- Occupationally Acquired HIV
HIV due to Blood Transfusion - Late Stage Loss of Independent Existence
- Alzheimer’s Disease/Severe Dimentia
- Aplastic Anemia
- SLE with Lupus Nephritis
- Moderately Severe SLE with Lupus Nephritis
- Coma for 96 hours
- Major Head Trauma
- Motor Neuron Disease
- Multiple Sclerosis
- Muscular Dystrophy
- Parkinson’s Disease
- Viral Encephalitis
- Poliomyelitis
- Apallic Syndrome
- Severe Bacterial Meningitis
- Terminal Illness
Minor Critical Conditions
- Carcinoma in Situ of Specified Organs treated with Radical Surgery
- Carcinoma in Situ
- Chronic Kidney Disease
- Chronic Kidney Impairment
- Surgical Removal of One Kidney
- Carotid Artery Surgery
- Brain Aneurysm Surgery
- Cerebral Shunt Insertion
- Early Cardiomyopathy
- Pericardiectomy
- Cardiac Debrillator Insertion
- Cardiac Pacemaker Insertion
- Secondary Pulmonary Hypertension
- Early Pulmonary Hypertension
- Port Access of Keyhole Cardiac Surgery
- Transmyocardial Laser Therapy
- Surgical Removal of Pituitary Tumor by Open Craniotomy
- Surgical Removal of Pituitary Tumor by Transsphenoidal/Transnasal Hyphophysectomy
- Percutaneous Valve Replacement or Repair
- Percutaneous Valvuloplasty
- Insulin Dependent Diabetes Mellitus
- Hemophilia A or Hemophilia B
- Kawasaki Disease
- Osteogenesis Imperfecta
- Rheumatic Fever with Valvular Impairment
- Severe Asthma
- Severe Dengue (Dengue Hemorrhagic Fever)
- Systemic Juvenile Idiopathic Arthritis (Still’s Disease)
- Wilson’s Disease
- Moderate Coronary Artery Disease
- Mild Coronary Artery Disease
- Minimally Invasive Surgery to Aorta
- Large Asymptomatic Aortic Aneurysm
- Progressive Scleroderma with CREST Syndrome
- Early Progressive Scleroderma
- Liver Cirrhosis
- Liver Surgery
- Surgical Removal of One Lung
- Severe Asthma
- Insertion of a Vena Cava Filter
- Chronic Primary Sclerosing Cholangitis
- Biliary Tract Reconstruction Surgery
- Waitlist on a Major Organ/Bone Marrow Transplantation
- Small Bowel Transplant
- Corneal Transplant
- Loss of Use of One Limb Requiring Prosthesis
- Loss of Use of One Limb
- Optic Nerve Atrophy with Low Vision
- Loss of Sight of One Eye
- Cochlear Implant Surgery
- Partial Loss of Hearing
- Cavernous Sinus Thrombosis Surgery
- Loss of Speech due to Vocal Cord Paralysis
- Permanent or Temporary Tracheostomy
- Moderately Severe Burns
- Mild Severe Burns
- HIV to Organ Transplant
- HIV due to Assault
- Intermediate Stage Loss of Independent Existence
- Early Stage Loss of Independent Existence
- Moderately Severe Alzheimer’s Disease
- Diagnosis of Dementia including Alzheimer’s Disease
- Myelodysplastic Syndrome or Meylofibrosis
- Reversible Aplastic Anemia
- Mild systemic Lupus Erythematosus (SLE)
- Coma for 72 hours
- Severe Epilepsy
- Head Trauma Requiring Open Craniotomy
- Head Trauma Requiring Reconstructive Surgery
- Cervical Spinal Cord Injury
- Surgery for Subdural Hematoma
- Early Motor Neuron Disease
- Peripheral Neuropathy
- Mild Multiple Sclerosis
- Early Multiple Sclerosis
- Moderate Muscular Dystrophy
- Spinal Cord Disease or Injury Resulting in Bowel and Bladder Dysfunction
- Moderately Severe Parkinson’s Disease
- Early Parkinson’s Disease
- Mild Encephalitis
- Encephalitis with Full Recover
- Poliomyelitis (Intermediate Stage)
- Peripheral Neuropathy
- Locked-in Syndrome
- Akinetic Mutism
- Bacterial Meningitis with Reversible Neurological Deficit
- Bacterial Meningitis
Accidental Disability & Death [DROPDOWN]
Standard Accidents Coverage
You will receive 100% of the benefit amount if you or your dependents become disabled due to the accidents listed below.
- Travelling Accident on Land, Air, or Sea
- Unprovoked Assault
- Fire Accidents
- Accidental Drowning
- Accidental Suffocation from gas or fumes, other than those caused by fire accidents.
Expanded Accident Coverage
You will receive 50% of the benefit amount if you or your dependents become disabled due to the accidents listed below.
- while working as a Hired/Paid Drivers, Licensed Professional Pilot, or Helmsman;
- while in a commercial vehicle, aircraft, or water-borne craft but not as a fare-paying passenger (e.g. conductors, flight attendants, waiters, crew members, etc.);
- while under the influence of drugs or alcohol, except if the accident was a result of an unlawful or illegal act;
- while at and during any occupation-related tasks except he/she is on duty and serving in the armed forces of any country or international authority, whether in war or in service.
- occurring during any of the following Incidents:
|
|
- during any act of terrorism, not committed by the insured. We may adjust or delay payment of benefits for accidents due to this cause;
- during any nuclear, biological, and chemical attacks/warfare, not committed by the insured. We may adjust or delay payment of benefits for accidents due to this cause.
Conditions Not Covered
Critical Conditions:
The following are not covered under the Critical Conditions Benefit (Major and Minor) if you have:
- an illness, sickness, or disease that happens within the 90-day Waiting Period; or
- a Pre-Existing Condition; or
- attempted suicide or committed suicide, while sane or insane; or
- any intentionally self-inflicted injury; or
- any illegal or unlawful act, or any attempt to perform any illegal or unlawful act (including any act of terrorism) committed by you; or
- being in an aircraft or submarine except if as a fare-paying passenger in a commercial aircraft; or
- voluntary taking, inhaling, or absorbing of poison, gas, or fumes; or
- accidents arising from the effects of alcohol or the improper use of drugs or narcotics; or
- any nuclear, biological, radioactive, or chemical contamination; or
- engagement in any dangerous sports or hobbies; or
- mental, nervous, or manifested sleep disorders, or any other complications arising from such.
- any condition that is not part of the List of our Covered Critical Conditions.
Accidental Disability and Death
The following are not covered under Accidental Disability and Death if the:
- Accident is NOT included in the Standard and Expanded Accident Coverage
- Disability and/or death happens while you are on duty and serving in the armed forces of any country or international authority, whether in the time of war or peace.
- Accident and Disability is caused by:
- suicide or any attempted suicide, while sane or insane;
- any intentionally self-inflicted injury; or
- any illegal or unlawful act, or any attempt to perform any illegal or unlawful act (including any act of terrorism) committed by you;
Purchase Singlife 100 in 1 Medical Plan
Note: You cannot buy a policy for someone else directly. However, you can cover them as dependents when you buy a policy for yourself.
Disclaimer: By purchasing the product, you are giving your consent for us to automatically deduct your monthly investment from your GCash account. Please ensure that you have read and understood the terms and conditions of the product before completing your purchase, which includes the schedule of deduction of your monthly investment and other things you need to know.
To purchase a Singlife 100 in 1 Medical Plan, please follow the steps below:
- Open your GCash app, tap GInsure
- Select Health
- Tap 100-in-1 Medical Plan
- Select Get a Free Quote
- Verify your personal details and select Next
- Read through and select the package you want to avail of.
- Go through the details and select Check for Discount
- Input all the details needed. Tick the declarations and tap Save & Continue
- Review the quote and details given. Select Confirm
- To confirm your payment, tap Pay
- You will be led to a page that confirms the successful purchase of your policy.
You will receive a confirmation email in your GCash-registered email from Singlife within 24 hours with a copy of your policy contract.
If you didn’t receive your policy contract within the 24-hour period, you may contact Singlife.
You may buy multiple policies from Singlife, as long as the benefit amount of all policies you are covered in (either as a Primary insured or Insured Dependent) does not exceed the following maximum benefit amount limits:
- Daily Hospital Cash Benefit – PHP 5,000 per day
- Any Critical Condition Diagnosis Benefit – PHP 500,000
- Late-Stage Critical Condition Diagnosis Benefit – PHP 3,000,000
- Medical Reimbursement Benefit for late-stage critical condition diagnosis benefit – PHP 3,000,000
- paid under Late Stage Critical Condition Diagnosis Benefit – PHP 3,000,000
Claims and Cancellation
Claims
You can claim the benefits from your 100-in-1 Medical Plan based on the type of claim:
For accidents, you can file a claim immediately as long as the incident/event happens while the coverage of the person claiming for is active.
For illnesses, you can only claim if the illness occurs after 90 days from the time you purchased your 100-in-1 Medical Plan.
File a Claim
To file a claim, please contact Singlife. Singlife will contact you if they need any additional information and/or document(s). The review of the claim will only start once the complete requirements have been submitted.
Cancellation
You can cancel your policy. If you cancel your policy within 15 days after you receive it, we will return all premiums paid. Your policy is considered received after we have sent the e-Policy to your registered email.
If you cancel your policy after 15 days from the time you received your policy, your refund will be subject to the following:
- Monthly Premium Schedule: The cancellation will be effective on the next month and no premium refund will be made.
- Annual Premium Schedule: The cancellation will be effective on the next month for the first 6 months and on the next premium due after the 6th month.
The premium refund will be subject to the table below:
| No. of months | Percentage (%) of Annual Premium |
| 2 months or below | 40% |
| 3 months | 35% |
| 4 months | 30% |
| 5 months | 25% |
| 6 months | 20% |
| Over 6 months | 0% |
Contact Singlife
To contact Singlife, please reach out to their available channels below:
Email: help@singlife.com
Hotline: +632-8299-3737 (Monday-Sunday, 9:00 AM-8:00 PM)