How to apply for GCredit
GCredit is a credit line in GCash that lets you pay even if your balance is zero. Your GCredit offer is reviewed regularly and is not guaranteed.
Reminder:
A high GScore, long GCash use, or past GLoan/GGives/GCredit use does not guarantee eligibility.
You may be eligible if you:
- Are 21–64 years old
- Are a Filipino citizen
- Are a Fully Verified GCash user
- Actively use GCash
- Have a valid government ID
- Have a verified GCash email
Note:
GLoan, GGives, and GCredit are only for GCash accounts with Philippine mobile numbers. International numbers are not eligible.
How do I know if I'm eligible for GCredit?
On the GCash app, tap Borrow > GCredit.
Your GCredit dashboard will show either:
| Eligible | Not Eligible |
To check if you are eligible for GCredit, click here.
I’m eligible, how can I start using GCredit?
To activate GCredit:
- Open your GCash app, then tap Borrow > GCredit.
- Confirm your email, then tap Next.
- Check or update your details, then tap Next.
- Review the information, then tap Submit.
Wait for SMS and email confirmation.
If you get an error, learn more here.