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    1. GCash Help Center
    2. Borrow
    3. GCredit
    4. Get Started with GCredit

    Articles in this section
    • What is GCredit powered by CIMB?
    • How to apply for GCredit
    • How much can I borrow with GCredit?
    • GCredit fees and interest rates
    • How to use GCredit to pay
    • Can I increase my GCredit limit

    Promoted articles
    • How to verify my GCash account
    • Accepted IDs for GCash verification

    Articles in this section
    • What is GCredit powered by CIMB?
    • How to apply for GCredit
    • How much can I borrow with GCredit?
    • GCredit fees and interest rates
    • How to use GCredit to pay
    • Can I increase my GCredit limit

    Promoted articles
    • How to verify my GCash account
    • Accepted IDs for GCash verification

    What is GCredit powered by CIMB?

    GCredit is a credit line in GCash that lets you pay even if your balance is zero. Your GCredit offer is reviewed regularly and is not guaranteed.

    Click here for details. 

    Read the full GCredit Terms and Conditions (effective until June 24, 2026).

    Read the full GCredit Terms and Conditions (effective starting June 25, 2026).

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