Cebuana Lhuillier Personal Accident Basic Insurance Program
Personal Accident Basic is a personal accident (PA) insurance program by Cebuana Lhuillier underwritten by Malayan Insurance Company Inc. to make insurance accessible and affordable to the general public.
Jump to:
- Benefits
- Eligibility
- Coverage
- Purchase CL Personal Accident Basic Insurance Program
- Claims
- Renewal and Cancellation
- Contact
Benefits
|
COVERAGE |
LIMITS |
|
Accidental Death |
PHP 10,000 |
|
Total Permanent Disability (Accidental Cause) |
PHP 10,000 |
|
Dismemberment and/or Disablement |
Up to PHP 10,000 |
Eligibility
You can avail of this product if you are:
- At least 18-70 years old
- A Filipino citizen residing in the Philippines at the time of application
- A Fully Verified GCash user
Coverage
The CL Personal Accident Basic Insurance is effective for one month and is renewable monthly. A maximum of five (5) covers per person at any given time is allowed while the policy is effective.
The insurance will start at 12:00 NN the day following the date of purchase and will expire one (1) month thereafter.
Purchase CL Personal Accident Basic Insurance Program
To purchase a policy, follow the steps below:
- On your GCash App, tap GInsure > Personal
- Tap Personal Accident Basic
- A pop-up declaration will appear. Tap Agree
- Once redirected to the Cebuana Lhuillier Insurance Product page, tap Proceed
- Read the full packages of the CL Personal Accident Basic Product. Select the package you want to avail and tap Proceed
- Provide all the required details and upload one (1) valid government ID
- Read the Product Terms and Conditions, then tap Proceed
- You will be redirected to the GCash App to pay for your policy. Tap Agree
- Review your transaction details and tap Proceed. You will be redirected to a payment confirmation page.
Once you have successfully purchased the policy, you will be directed right away to a confirmation page that has the product name and reference number.
You will receive an email confirmation stating that the policy has been issued and is active. Within twenty-four (24) hours from the policy purchase, another email will be sent which includes all policy documents, including the Policy Contract.
View Policy Contract
Your Policy Contract and other Policy Documents are sent within twenty-four (24) hours to the Policy owner’s email address.
Claims
You may submit your claims request by sending an email to insurance_support@pjlhuillier.com and CLIBClaims@pjlhuillier.com with the email subject GCASH CLAIM- NAME of CLIENT. Upon submission of complete and accurate claim documents, the standard turnaround time for the policyholder’s claim is ten (10) working days.
The written notice of the incident on which the claim may be based must be given to Cebuana Lhuillier Insurance Brokers within thirty (30) days after the date of the accident in the event of disablement/dismemberment, and immediately in the event of accidental death.
Renewal and Cancellation
Renewal
You may renew your CL Personal Accident Basic policy after one month.
Cancellation
To cancel your policy, please send an email to insurance_support@pjlhuillier.com with the email subject: GCash Cancellation - Name of Client.
Contact Cebuana Lhuillier
To contact Cebuana Lhuillier, please check out their available channels below:
Email: insurance_support@pjlhuillier.com
Customer Helpdesk: (+632) 8895-1093