Can I apply for a GLoan?

You may be eligible for GLoan if you are: 

• 21-65 years old
• A Filipino Citizen
• A Fully Verified GCash user
• Using GCash services

*Note: GLoan offers and approvals are subject to evaluation and are not guaranteed, even if you fulfill the minimum requirements above.

On the GCash homepage, tap Borrow > GLoan. If you’re eligible, you’ll see a loan offer amount available to you. But if you’re not eligible, you’ll see some tips on how to unlock GLoan.

If not eligible for GLoan

Once you tap Borrow > GLoan from the GCash homepage, you will be led to this screen. 

To unlock GLoan, keep using GCash features like Pay Bills, Buy Load, Cash In, Send Money, GInsure, and GInvest. GCash checks your eligibility every week, so you could qualify to apply for GLoan as soon as the next week.

If you are eligible for GLoan

If you are eligible for GLoan, you will receive an SMS. Once you tap Borrow > GLoan from the GCash homepage, you will be led to this screen. Select Get Started at the bottom of your screen to start your loan application.

Steps to avail of a GLoan

Follow the steps below to start using GLoan:

1. Read through the GLoan information > Get Started
2. Input your loan amount, select your purpose of loan, and tap Get this Loan 
3. Review your loan terms, then tap Continue
4. Complete your personal information and tap Next
5. Review your GLoan application, then tap Continue
6. Agree to the Disclosure Statement and the Terms and Conditions of the Loan. Tap Continue
7. Check the amount you will receive from GCash. Select Continue
8. Enter the 6-digit authentication code sent to your GCash-registered mobile number.

Once you finish your application, you’ll receive your loan in your GCash wallet within 24 hours. You’ll get a confirmation through SMS and your registered GCash email.

If you have more questions or concerns with eligibility, click here to ask for help. A customer service representative will contact you within 1-2 working days.