How do I cash in to GCash from InstaPay or PESONet?

To cash in through InstaPay or PESONet, follow the steps below:

Log in through your bank’s Website or Mobile App, go to Money Transfer service
Select Transfer to Other Banks via InstaPay or PESONet
Select GCash as the destination bank
Enter the required details and amount. Your GCash-registered number is your account number
Review the details and confirm. Enter the OTP sent via SMS or email
Tap Confirm then OK

You'll receive an SMS confirming your successful transaction.

Refer to the table below for a summary of cashing in via InstaPay or PESONet:

	InstaPay Cash in up to PHP 50,000 and receive your funds in real-time	PESONet Cash in more than PHP 50,000 and receive your funds by the next banking day
Maximum number of transactions per day	No limit
Daily incoming limit per account	PHP 10,000/day, if within two (2) weeks of first cash in via InstaPay PHP 50,000/day after two (2) weeks from first cash in via InstaPay	May vary depending on your bank’s set limit. View your bank’s website to learn more.
Monthly incoming limit per account	PHP 100,000 for Fully Verified GCash users PHP 500,000 for GCash Plus users
Crediting of funds to the recipient’s account	Real-time	Time of Cash-In	Crediting Time
		4:00 - 12mn from the previous business day	10:00 AM
		10:00 AM - 1:00 PM of the current business day	1:00 PM
		1:00 PM - 4:00 PM of the current business day	4:00 PM
Transaction fee	Varies, as charged by your bank

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