How do I cash in to GCash from InstaPay or PESONet?

To cash in through InstaPay or PESONet, follow the steps below: 

  1. Log in through your bank’s Website or Mobile App, go to Money Transfer service
  2. Select Transfer to Other Banks via InstaPay or PESONet
  3. Select GCash as the destination bank
  4. Enter the required details and amount. Your GCash-registered number is your account number
  5. Review the details and confirm. Enter the OTP sent via SMS or email
  6. Tap Confirm then OK

You'll receive an SMS confirming your successful transaction.

Refer to the table below for a summary of cashing in via InstaPay or PESONet:

  InstaPay
Cash in up to PHP 50,000 and receive your funds in real-time

PESONet
Cash in more than PHP 50,000 and receive your funds by the next banking day

 
Maximum number of transactions per day No limit
Daily incoming limit per account

PHP 10,000/day, if within two (2) weeks of first cash in via InstaPay

PHP 50,000/day after two (2) weeks from first cash in via InstaPay

 May vary depending on your bank’s set limit. View your bank’s website to learn more.
Monthly incoming limit per account

PHP 100,000 for Fully Verified GCash users

PHP 500,000 for GCash Plus users

 
Crediting of funds to the recipient’s account


 		Real-time Time of Cash-In Crediting Time 
4:00 - 12mn from the previous business day

10:00 AM

10:00 AM - 1:00 PM of the current business day

1:00 PM

1:00 PM - 4:00 PM of the current business day

4:00 PM
Transaction fee Varies, as charged by your bank

 

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