Cash in via Online Bank Apps
To learn how to cash in through your online bank, follow the steps below:
- On the GCash app, tap Cash In
- Select Local Banks
- Under Partner Banks, select your bank
- View the instructions on how to cash in via your bank
Refer to the table below for a summary of cashing in via online banking:
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InstaPay Cash in up to PHP 50,000 and receive your funds in real-time |
PESONet
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| Maximum number of transactions per day | No limit | ||
| Daily incoming limit per account |
PHP 10,000/day, if within two (2) weeks of first cash in via InstaPay PHP 50,000/day after two (2) weeks from first cash in via InstaPay |
May vary depending on your bank’s set limit. View your bank’s website to learn more. | |
| Monthly incoming limit per account |
PHP 100,000 for Fully Verified GCash users PHP 500,000 for GCash Plus users
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Crediting of funds to the recipient’s account |
Real-time | Time of Cash-In | Crediting Time |
| 4:00 - 12mn from the previous business day |
10:00 AM |
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10:00 AM - 1:00 PM of the current business day |
1:00 PM |
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1:00 PM - 4:00 PM of the current business day |
4:00 PM |
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| Transaction fee | Varies, as charged by your bank | ||