What is GLoan Negosyo?
GLoan Negosyo is a business loan in the GCash for Business portal that gives merchants quick extra funds for their business. Approved loans are credited straight to your GCash for Business merchant wallet.
Loan details
- Channel: GCash for Business portal
- Who it’s for: GCash for Business merchants
- Loan amount: Up to PHP 2,000,000
- Term: Around 1–24 months, depending on your offer
- Disbursement: GCash for Business merchant wallet
Note:
You can have up to 5 active loans at a time, as long as you stay within your total credit limit.
Fees and charges
- Interest: 1.50%–6.99% per month (may vary per offer)
- Processing fee: 1%–5% of your loan, deducted upfront
- Late payment fee: 1% to 5% of the Scheduled Principal Amount Due for each missed due date
You’ll see your exact rates, fees, and monthly due in the loan calculator and loan confirmation screens before you submit your application.