How to transfer to an international bank or e-wallet
Transfer money from GCash to a foreign bank or e-wallet using International Transfer!
Fees and limits
The minimum transfer amount is PHP 500. The maximum depends on your GCash wallet and transaction limits.
Transfer fees depend on the amount and country. You can see the fees, including the converted amount, on the confirmation page.
How to transfer internationally
- Tap Transfer > International in your GCash app.
- Read the terms, then tap Submit.
- Enter the currency, amount, and recipient type, then tap Next.
- Enter the bank and other details. Make sure you enter the right format.
- Enter the amount in PHP.
- Review all details, then tap Pay.
Once confirmed, you can’t cancel or refund it. You’ll get a confirmation in your email and app inbox.
When will your money arrive
| Country | Channel | Processing Time |
|---|---|---|
| Australia | Bank | Same day, including weekends and holidays |
| Canada | Bank | Next business day if sent by 6:00 PM (GMT-5); sent after cut-off or on weekends/ holidays will be processed the next business day. |
| China | E-Wallet | Same day, including weekends and holidays |
| France | Bank |
Amount: EUR 0 to 99,999.00 - Same day, including weekends and holidays Amount: EUR 100,000.00 and above - Next business day if sent by 11:59 PM (GMT+0); sent after cut-off or on weekends/ holidays will be processed the next business day |
| Germany | Bank |
Amount: EUR 0 to 99,999.00 - Same day, including weekends and holidays Amount: EUR 100,000.00 and above - Next business day if sent by 11:59 PM (GMT+0); sent after cut-off or on weekends/ holidays will be processed the next business day |
| India | Bank | Same day, including weekends and holidays |
| Italy | Bank |
Amount: EUR 0 to 99,999.00 - Same day, including weekends and holidays Amount: EUR 100,000.00 and above - Next business day if sent by 11:59 PM (GMT+0); sent after cut-off or on weekends/ holidays will be processed the next business day |
| Japan | Bank | 2 business days if sent by 3:00 PM (GMT+9); sent after cut-off or on weekends/ holidays will be processed the next business day. |
| Oman | Bank | Next business day if sent by 11:00 AM (GMT+4); sent after cut-off or on Fridays, Saturdays, or holidays will be processed the following business day. |
| Qatar | Bank | Next business day if sent by 12:00 PM (GMT+3); sent after cut-off or on Fridays or holidays will be processed the following business day. |
| Saudi Arabia | E-Wallet, Bank |
Amount: SAR 0 to 19,999.99 – Same day, including weekends and holidays Amount: SAR 20,000.00 and above – Same business day if sent by 2:30 PM (GMT+3); sent after cut-off or on Fridays, Saturdays, or holidays will be processed the next business day. |
| South Korea | Bank | Same business day; sent after cut-off or on weekends/ holidays will be processed the next business day. |
| Singapore | Bank | Same day, including weekends and holidays |
| Spain | Bank |
Amount: EUR 0 to 99,999.00 - Same day, including weekends and holidays Amount: EUR 100,000.00 and above - Next business day if sent by 11:59 PM (GMT+0); sent after cut-off or on weekends/ holidays will be processed the next business day |
| United Arab Emirates | Bank | 4 hours |
| United States of America | Bank | 3 business days if sent by 7:30 PM (GMT-5); sent after cut-off or on weekends/ holidays will be processed the next business day. |
You can track your transfers in your app inbox.