What is GInsure?
GInsure is the digital insurance platform within the GCash app that allows fully verified GCash eligible users to conveniently access a wide range of insurance products directly from their mobile phones. It offers two types of insurance:
- Embedded Insurance – insurance coverage offerings that can be purchased or comes with select GCash transactions
- Insurance Hub – voluntary insurance products available for purchase across different categories
GInsure Insurance Hub
Users can explore affordable protection options tailored to their needs. Coverage categories include:
- Health - for hospital allowances, medical reimbursements, critical illness benefits
- Life - for life coverages
- Accident - for accidental death and disablement coverage
- Goals / VUL - insurance products that provide investment options and guaranteed insurance coverage
- Travel - for insurance coverage in your travels (flight delays, inconveniences, medical reimbursements)
- Occupation - insurance coverage for workers (drivers, employees, OFWs)
- Vehicle - for comprehensive vehicle coverage and CTPL
- Lifestyle - for gadget and shopping insurance
- Property - protection for your household/place of residence
- Business - protection essential for business owners
- Pets - benefits for your pet such as medical reimbursement, medication,
Embedded Insurance via GCash Services
Insurance protection is also provided in select GCash services, such as:
- Buy Load – Free health and accident protection
- GCash Visa Card – Free 30 days Card Protect
- Send Money / Express Send – Express Send Scam Insurance
- Online Payments – Online Shopping Protect
- Bills Pay – Bill Protect
Policy Management via “My GInsure”
Users can conveniently manage their insurance within the GInsure platform. Features include:
- Reviewing policy details
- Monitoring active coverages
- Initiating claims
- Receiving important policy updates and reminders
- Accessing insurer contact information
All products are underwritten by Insurance Commission (IC)-licensed insurance companies, and each product offering is reviewed and approved by the Insurance Commission of the Philippines.
GInsure insurance policy providers operates in full compliance with the regulatory frameworks set by the Insurance Commission (IC).