What happens when I pay my total GLoan outstanding balance in advance?

When you pay your full GLoan dues early, you can get back some of the interest you paid, plus your GLoan limit will be reset so you can borrow again. Here’s how it works:

Get interest cashback

If you pay off your GLoan before your last GLoan payment date, you'll get interest cashback for the months you didn’t use. 

To qualify for this, make sure to pay off your loan at least one month before your last payment is due.

You’ll get the cashback credited to your GCash wallet within 14 business days after you pay, and you’ll get an SMS letting you know.

Check out a sample payment schedule below:

• Date of Final GLoan Payment: November 8, 2025
• GLoan fully paid: July 10, 2025
• Cashback Coverage: The total cashback amount of interest will then be PHP 574.92

Replenish your loan limits

You can replenish your GLoan amount and loan count limits which will allow you to avail another GLoan, as long as you are eligible. 

*Increases and changes to your loan offers are not guaranteed, and will be evaluated to ensure you have the best options available.

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