Ano ang GSave Overseas Interest Rates?
Ang interest rate kada taon sa GSave by CIMB ay 2.6% na walang minimum deposit at walang maintaining balance.
Example Scenario:
Buwan na eligible para sa 8% p.a. NTB Promo: Simula December
Para makalkula ang interest amount = (Average Daily Balance x Incremental Interest Rate x Number of days in a month) / 360) x [1- Withholding Tax (20%)]
Sample computation eligible for 8% p.a.
| Average Daily Balance: | 10,000 |
| Incremental Interest Rate: | 5.4% p.a. (8% p.a. less base rate of 2.6% p.a.) |
| Number of days in a month: | 31 |
| Net Interest Earn: | (10,000 x 0.054 x 31) / 360 x 0.8 = Php 37.20 |
Paalala: Yung additional interest na makukuha ay maikakredit sa kanilang GSave Account within fourteen (14) business days pagkatapos ng bawat qualifying month. Ito ay magiging form ng account credit na dagdag sa regular monthly base interest payout na 2.6% p.a.