GLoan Borrower Gets Borrower Promo
Share your unique GLoan referral code. Both you and your friend can earn a cash reward when they take out their first GLoan and pay their first installment on time.
Promo period
November 13 to December 31, 2026
Referrer incentive
Selected GLoan borrowers who received an official invite with a unique referral code via SMS, push notification, or App Inbox.
- Share your unique referral code (for example, GFFXXXXXX) with an eligible friend.
- Have them apply for their first GLoan within the promo period using your code.
- Earn your reward once they borrow at least PHP 1,000 in one transaction and pay their first installment in full on or before the due date.
- Credited directly to your GCash wallet within 5 business days after your friend’s first installment payment is fully posted (not upon loan disbursement).
- You will receive an SMS once your reward is credited.
- You must remain eligible for GLoan with no overdue balances across any active GLoan accounts when the reward is credited—otherwise, the reward is forfeited.
- You can refer as many friends as you want, and earn rewards for up to 20 successful referrals.
- Rewards are non-transferable.
Referred new user incentive
Users who are eligible for GLoan in the GCash app and have never taken out a GLoan before.
- Apply for GLoan in the GCash app from November 13 to December 31, 2026.
- Enter your friend’s referral code (for example, GFFXXXXXX) in the Referral Code field during your application.
- Borrow at least PHP 1,000 in one transaction (up to your available GLoan credit limit).
- Pay your first installment in full on or before the due date.
- Credited directly to your GCash wallet within 5 business days after your first installment payment is fully posted.
- You will receive an SMS once your reward is credited.
- Given once and is non-transferable.
- By using a referral code, you agree and authorize GCash and Fuse to share select transaction details with your referrer solely to check eligibility and track your reward.
Reward tiers
Both you and your friend earn the same reward based on their final first GLoan amount:
| First GLoan amount (single transaction) | Referrer reward | Referred user welcome reward |
|---|---|---|
| PHP 1,000 to PHP 4,999 | PHP 50 | PHP 50 |
| PHP 5,000 to PHP 9,999 | PHP 100 | PHP 100 |
| PHP 10,000 or more | PHP 200 | PHP 200 |
Important reminders
- One code per application: You can only enter one referral code during your application. Codes cannot be added or changed after submitting.
- Single-loan minimum: Multiple GLoan Sakto loans cannot be combined to reach the PHP 1,000 minimum.
- On-time payment required: Paying late (even by a few hours) or paying only part of the first installment disqualifies both parties from the reward.
- Cannot be combined: This promo cannot be used with other GLoan promos, discounts, or rebates. Only one promo reward applies per loan.
- Stay safe from scams: GCash only sends promo updates through official channels and will never ask for your MPIN or OTP.
- Eligibility & fair use: GCash employees cannot join. GCash may audit accounts and withhold or take back rewards if there is fraud, incorrect information, or a violation of our Terms of Use.
- Promo changes: GCash may update, pause, or end this promo with DTI approval. By joining, you agree to these rules and the general GCash and GLoan Terms and Conditions.
FAQs
No. You must already be eligible for GLoan in the GCash app to apply and enter a code. Unlock eligibility over time by regularly using GCash and maintaining a good GScore.
Check if any of these happened:
- The loan was applied for outside November 13 to December 31, 2026.
- The referral code wasn't entered before submitting the application.
- The first installment was paid late or only partially paid.
- The referred user had a previous GLoan.
- The referrer had an overdue GLoan balance at crediting or already reached the 20-referral limit.
Per DTI Fair Trade Permit No. FTEB-272121 Series of 2026.
Need more help?
If you have questions or encounter any issues with the promo, click here to ask for help.