GCash Study Now, Pay Later Loan Program

You can pay for college tuition and other fees directly to the school in 6 to 12 monthly installments with GGives! This program helps parents, guardians, and self-supporting students who need financial assistance.

Who can apply

You can apply to be the loan owner or holder if you fulfill all the requirements below:

• Fully verified GCash user
• At least 21 years old
• Filipino citizens
• Have a source of income with proof
• Supporting a student who is at least 18 years old and a Filipino citizen, enrolled in a participating college:
  • Ateneo de Davao
  • Malayan Colleges Laguna
  • Mapua University
  • Mapua Malayan Colleges Mindanao
  • Mapua Malayan Digital College
  • National Teachers College
  • University of Nueva Caceres

How to apply

1. Scan the official QR code found on the program page: https://new.gcash.com/promos/study-now-pay-later-ggives-2025 
2. Fill out the application form. Note that the loan amount you requested may be different from the granted loan amount. Prepare and attach the following requirements:
   1. Year Level and Course of the student
   2. Terms with outstanding balance to be paid for
   3. Total tuition amount needed
   4. Student’s most recent student ID
   5. Student’s most updated Enrollment Form, Certificate of matriculation or SOA (or document which states the tuition balance to be paid for)
   6. Loan Applicant’s valid Government ID
   7. Loan Applicant Updated Proof of Income (within 12 mos; up to 2 submissions)
3. Wait for a notification from GCash about your application within 7-15 days. Our team may reach out to you via email to correct some details or to revise certain submitted documents.

If your application is approved, the loan offer is only valid for 2 weeks. You may view your loanable amount/credit limit on your GGives dashboard in the GCash app.

If your application is rejected, don’t worry. We will notify you of any more special offers and perks in the future.

Loan details

The GGives Study Now, Pay Later Loan Program has an interest charge applied depending on the loan tenor you select (number of months to pay). There are NO other processing fees or cash out required from the loan holder to avail of the special installment plan loan.

Your GGives repayment starts exactly 1 month from the date of your tuition payment via GGives. To know more, read the article How can I pay for my GGives dues? 

How to pay tuition with GGives

• Log in to GCash.
• Tap Bills > Schools.
• Select the school.
• Enter the required details.
• Choose GGives as your payment method.
• Pick your preferred payment term.

Need more Help?

For more questions, check out the official promo page at https://new.gcash.com/promos/study-now-pay-later-ggives-2025