Cash In via Online Banking For FREE
For BPI and UnionBank, we have in-app features for users to link and cash in for FREE. You may also cash in with your respective bank's app/website via InstaPay where banks' InstaPay service remain FREE until further notice.
To know more about these cash in channels, please visit the links below:
Cashing in via PayPal is also FREE of charge. Check out our PayPal FAQs for more information on how to add funds to your GCash through your PayPal account.
Over-the-Counter Cash In
Cashing in is FREE in all over-the-counter outlets until you reach a monthly threshold of Php 8,000. After reaching this limit, a service fee of 2% will apply each time you cash in. The fee will be deducted automatically from the amount you cashed in to your GCash wallet.
This limit refreshes on the first day of each month. So you can cash-in over-the-counter- for up to Php 8,000 for FREE every month.
Here is a sample computation below:
|
May 1 You cashed in Php 7,000 over-the-counter as your first cash-in for May. As you are below the limit this is FREE and you will receive Php 7,000 in your GCash wallet. |
May Cash In | 0 |
| New Cash In Transaction | 7,000 | |
| Monthly FREE Limit | 8,000 | |
| Is Transaction Above Limit? | No | |
| Amount Above Limit | 0.00 | |
| Service Fee (2%) | 0.00 | |
| Amount Credited | 7,000 | |
|
May 5 You cashed in Php 1,100. Since you have already cashed in Php 7,000 before, the additional Php 1,100 would mean you’ve reached the Php 8,000 limit. Only the amount above the limit, Php 100, is subject to the 2% service fee, so the computation would be: 100 x 0.02 = Php 2 service fee. |
May Cash In | 7,000 |
| New Cash In Transaction | 1,100 | |
| Monthly FREE Limit | 8,000 | |
| Is Transaction Above Limit? | Yes | |
| Amount Above Limit | 100 | |
| Service Fee (2%) | 2 | |
| Total Amount Credited | 1,098 | |
|
June 1 You cashed in Php 5,000. Since the P8,000 cash-in limit refreshes monthly, you will receive your total cash-in amount, Php 5,000. |
June Cash In | 0 |
| New Cash In Transaction | 5,000 | |
| Monthly Free Limit | 8,000 | |
| Is Transaction Above Limit? | No | |
| Amount Above Limit | 0.00 | |
| Service Fee (2%) | 0.00 | |
| Total Amount Credited | 5,000 | |
The service fee applies in the following cash in outlets:
| Machine Cash In* | Supermarket | Department Stores |
|
TouchPay eTap / Pay & Go Shell Select |
Puregold Savemore SM Hypermarket SM Supermarket |
Robinsons SM |
| Pawnshop | Payment Facilities | Convenience Store | Logistics |
|
Cebuana Lhuiller Villarica Tambunting Palawan Pawnshop |
Globe Store Bayad Center ECPay Western Union Expresspay Digipay PERA HUB TrueMoney Posible GrowSari |
7-Eleven | LBC Express |
*Note: These can be found in the following outlets: Globe Stores, Mercury Drug, Ministop, and Robinsons Supermarket.
Cash In via Bank Card (MasterCard/Visa)
Please be informed that starting July 6, 2020, there will be a 2.58% convenience fee per transaction. This is due to the direct charges from our payment partners and will be paid directly for their services. You may learn more about the fees here.
| Cash In Amount | PHP 100 |
| Convenience Fee | 2.58% |
| Convenience Fee Charged | PHP 2.58 |
| Total Charge to Your Bank Card | PHP 102.58 |
Cash In via Remittance
Receiving remittances on the GCash App is completely FREE. Please visit our Remittance page to know more about our partners.