How to transfer to local banks or e-wallets
Note:
Starting July 4, 2026, InstaPay transfers will be lowered to PHP 10 per transaction. Please update your GCash app to the latest version to reflect the new fee.
Send money from GCash to local banks or e-wallets via InstaPay for real-time transfers. A PHP 10 fee applies per transaction.
Option 1: With Account Details
- Open GCash and tap Transfer > Local
- Select your bank logo or tap View All
- Choose the bank
- Enter the amount, account name, and account number
- Tap Send Money
- Review details and tap Confirm
Option 2: With QR Code
- Open GCash and tap Transfer > Local
- Tap Scan/Upload Bank QR
- Scan the QR code (account details auto-fill)
- Enter the amount to send
- Tap Send Money
- Review details and tap Confirm