What are the interest rates in #UNOready@GCash for regular savings and time deposit?
With a regular savings account in #UNOReady@GCash, you can earn 3% annual interest with no minimum deposit. Keep PHP 5,000 or more daily to enjoy 3.50% interest.
With #UNOready@GCash by UNOBank time deposit, you can earn higher interest than a regular savings account. Rates vary based on your product and term — see the table below for interest rates
Interest rates are based on your daily end-of-day balance.
See below for the interest rates for regular savings and time deposits along with a sample computation:
Regular Savings
| End-of-Day Balance | Interest Rate | |
| From | To | |
| PHP 0.01 | PHP 4,999.99 | 3.00% |
| PHP 5,000.00 | PHP 4,999,999.99 | 3.50% |
| PHP 5,000,000.00 | Above PHP 5M | 1.00% |
Sample computation:
- At the end of the day, you have PHP 5,000 in your #UNOready@GCash by UNOBank account
- Interest rate: 3.00%
- Interest earned for 1 day = PHP 5,000 x 3.00% x (1/365) = PHP 0.41
*Gross Interest Earned = Principal Amount x Interest Rate x (1/ number of days in a year)
Time Deposit
Minimum Amount: PHP 5,000
Maximum Amount: PHP 100,000
Number of Time Deposit Allowed: 5
|
Gross Interest Rate per Annum (Paid out at the end of your term) |
Term Option |
|---|---|
| 4.50% | 3 months |
| 5.00% | 6 months |
| 5.00% | 7 months |
| 5.50% | 12 months |
Minimum Amount: PHP 5,000
Maximum Amount: PHP 100,000
Number of Time Deposit Allowed: 5
|
Gross Interest Rate per Annum (Paid out at the end of your term) |
Term Option |
|---|---|
| 4.75% | 12 months |
| 5.00% | 24 months |
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