What is the interest rate in GSave by CIMB?
Note:
As of June 1, 2026, the base rate for CIMB GSave, CIMB Grow, and GSave Overseas changed from 2.60% p.a. to 2.30% p.a.
For iOS users, tapping the (?) button on the My Savings Account dashboard may still show 2.60% p.a., but this is outdated.
The annual interest rate in GSave by CIMB is 2.30% with no minimum deposit and no maintaining balance needed.
Sample computation:
Average Daily Balance (ADB) x Monthly Interest Rate) x [1 - Withholding Tax (20%) = your interest
| Average Daily Balance (ADB): | 10,000 |
|---|---|
| Monthly Interest Rate: | 2.30% / 12 = 0.001917 |
| Monthly Gross Interest | 10,000 × 0.001917 = PHP 19.17 |
| Net interest to be earned | PHP 19.17 × (1 - 0.20) = PHP 15.33 |
Note: The interest earned will be credited to your GSave account monthly.
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