GLoan fees and interest rate
Ang fees at interest rate ay nakadepende sa iyong loan amount at eligibility.
Tandaan na ang interes ay bahagi ng napagkasunduang loan terms, kaya hindi maaaring bayaran ang loan nang walang kaukulang interes na naka-apply sa account. Maaari mo ring piliing bayaran nang buo ang iyong loan habang may natitira pa na at least 2 future monthly payments para maging qualified sa interest cashback. Learn more here.
| GLoan | GLoan Sakto | |
|---|---|---|
| Loan Amount | PHP 500 - PHP 300,000 | PHP 100 - PHP 300 |
| Interest Rate |
1.59% – 6.99% per month (based on your eligibility and chosen payment term) |
0% |
| Processing Fee |
3%-5% of loan amount (deducted from the amount you will get) |
3% – 15% (shown as a fixed PHP amount) (added to your total amount due upon repayment, not deducted) |
| Late Payment Fee | 1% of your loan amount each time you miss a due date | 1% of your loan amount each time you miss a due date |
| Daily Late Fee |
0.15% per day (applies strictly to loan terms longer than 3 months) |
0% |
Paano makikita ang iyong monthly payment schedule:
- Buksan ang GLoan dashboard sa GCash app.
-
Pindutin ang iyong Loan Account ID.
Halimbawa ng Late Payment Fee:
- Loan Amount: PHP 50,000
- Loan Term: 6 months
- Due Dates: June 10 and July 10
Kung hindi ka nakapagbayad sa due date:
- Missed Due Date Fee: PHP 500 (1% of PHP 50,000) ay idaragdag agad sa iyong babayaran.
- Daily Penalty: May dagdag na 0.15% penalty sa bawat araw na hindi ka nakakapagbayad dahil ang loan mo ay lampas sa 3 buwan. Walang daily penalty ang GLoan Sakto at mga loan na 3 buwan o mas maikli.