GSave interest rates, transaction limits, and fees
Learn more about the fees, interest rates, at limits ng bawat GSave partner bank.
Key terms
- Min. deposit - Amount na kailangan para makapag-open ng account
- Maintaining balance - Amount na kailangan mong i-keep sa account mo at all times
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Min. balance to earn interest - Amount na kailangan sa account mo para makapag-start ka mag-earn ng interest
- Interest - Amount na na-earn mo kapag pinananatili mong may laman ang account mo. Interest ay makre-credit sa GSave account mo every month.
- Computation: Average daily end of day balance (ADB) x Monthly Interest Rate x [1 - Withholding Tax (20%)]
- Dormant - Yung account mo walang usage o walang transactions for a period of time.
Lahat ng GSave partner banks except eC-Savings ay WALANG min. deposit o balance na kailangan! Lahat ng banks may dormancy fee na PHP 30.
Tap to view details per bank
GSave by CIMB
Paalala:
Simula June 1, 2026, ang base rate ng CIMB GSave, CIMB Grow, at GSave Overseas ay nagbago mula 2.60% p.a. naging 2.30% p.a.
Para sa mga iOS users, kapag pinindot ang (?) button sa My Savings Account dashboard, maaaring 2.60% p.a. pa rin ang naka-display, pero outdated na ito.
- Interest: 2.30% per year (Pre-selected users pwede mag-upgrade o mag-open ng CIMB Grow para mag-earn ng 4% per year)
- Deposit limit: PHP 100,000/year (basic); no limit (upgraded)
- Withdraw limit: PHP 500,000/day
- Earn interest from PHP 0.01
- Dormancy: No usage for 24 months
- Check CIMB's website here
#MySaveUp by BPI
- Interest: 0.0925% per year
- Deposit and account limit: PHP 30,000.
- Withdraw limit: PHP 20,000/day
- Earn interest from PHP 5,000
- Dormancy: No usage for 24 months
- Check BPI's website here
EzySave+ by Maybank
- Interest: 0.35% per year
- Deposit limit: PHP 100,000. Maybank i-ve-verify muna ang EzySave+ account mo bago i-increase ang deposit limit mo beyond PHP 100,000.
- Withdraw limit: PHP 500,000/day
- Earn interest from PHP 0.01
- Dormancy: No usage for 24 months
- Check Maybank’s website here
#UNOReady by UNO Bank
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Interest: Based on end-of-day balance
- PHP 0.01 - PHP 4,999.99: 3.00%
- PHP 5,000 - PHP 4,999,999.99: 3.50%
- PHP 5,000,000.00 above: 1.00%
- Deposit limit: PHP 100,000 (non-upgraded), No limit (upgraded)
- Withdraw limit: PHP 500,000/day
- Earn interest from PHP 0.01. This applies to savings accounts. For time deposits, learn more here.
- Dormancy: No usage for 24 months
- Check UNO Bank's website here
eC-Savings by Cebuana Lhuillier Rural Bank
- Interest: 3% per year
- Min. deposit: None
- Maintaining balance: PHP 1
- Deposit limit: PHP 50,000/day; PHP 100,000/month
- Withdraw limit: PHP 50,000/day; PHP 100,000/month
- Earn interest from PHP 0.01
- Dormancy: Walang usage at walang balance for 90 days. Kapag may at least PHP 0.01 ka, hindi siya ita-tag as dormant.
- Check Cebuana Lhuillier Rural Bank's website here