GLoan is GCash’s fast and easy cash loan solution where you can avail of multiple loans up to PHP 125,000 instantly.
You can view the GLoan Terms and Conditions here.
You can use your loan to pay bills, shop with over 200,000 GCash partner merchants, and cash out your loan to your chosen bank account or cash out channels using GCash's Send Money feature.
|Get instant cash
|How to Access
|via Borrow > GLoan
|PHP 1,000 - PHP 125, 000
|PHP 100 - PHP 500
5, 6, 9, 12, 15, 18, 24 mos
14 days or 30 days
(one-time payment only)
1.59% - 6.57% per month
*depending on your eligibility and selected payment term
|One-time fee of 3% of your total loan amount. This will be deducted from the total loan amount that you will receive.
|One-time fee of PHP 6.5 to PHP 75, depending on your total loan amount. This will be deducted from the total loan amount that you will receive.
Re-availment is subject to eligibility review.
Loan full repayment does not guarantee re-availment in GLoan.
|Late Payment Fees
|1% of your loan amount for every missed due date + 0.15% of outstanding balance * number of days past due date
Eligibility for GLoan
You are eligible to start using GLoan when you qualify for all of the requirements below:
- 21-65 years old
- A Filipino citizen
- A Fully Verified GCash user
- Maintain a good credit record and did not commit any fraudulent transactions
Avail of GLoan
Note: Only certain users are eligible for multiple loan options, based on the assessment process. GLoan is a pre-approved loan for eligible users. Once you complete the availment process, your loan will be disbursed within 48 hours.
Need more help?
Should you have more questions about being eligible for GLoan or how to apply, please click here to ask us.
Should you have more questions about the interest rate and other GLoan fees, click here to ask us.
If you can't avail of a GLoan, please see the possible reasons below:
- You do not meet GLoan minimum eligibility requirements
- You have not received a message from GCash if you are eligible to avail of a GLoan
- You already have an existing GLoan
- If you encountered an error message while availing of GLoan, click here to report the issue and include a screenshot of the error message
If you were able to avail of the GLoan, but did not receive your disbursement, verify that your transaction was successful:
- You should see a page that confirms your loan application was successful
- You should receive an SMS message and/or email
- If your transaction was successful, but you still haven't gotten your GLoan after 48 hours, click here to ask for help