GCash Borrow Load

GCash Borrow Load lets you instantly get prepaid load promos for mobile or broadband, even if you have zero balance. You’ll just need to pay it back within 14 days, with a small processing fee.

Borrow Load is only available to selected GCash users. GCash will notify you via SMS if you qualify.

 

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Eligibility for Borrow Load

To be eligible for Borrow Load, you must meet the following requirements:

  • 21 to 65 years old
  • You must be a Filipino citizen
  • You must be a Fully Verified GCash user
  • You must have a good credit record and did not commit any fraudulent transactions
    • Your eligibility is subject to credit risk rules and policies
  • You must not have an active Borrow Load promo.
    • If you have an existing Borrow Load promo, you need to settle it first before you can avail of another one.

 

How to Activate Borrow Load

To learn how to activate your Borrow Load, check out the steps below: 

  1. On your GCash app, tap Load > Borrow Load
  2. Select Activate
  3. Review your personal details and agree to the Terms and Conditions. Tap Start Borrowing

You’ll be led to a page that confirms the successful activation of your Borrow Load.

 

Borrow Load Products

Here are some of the promos available for Borrow Load:

GLOBE & TM

GO UNLI50

  • 3-day validity
  • 500 MB data for all sites + UNLI calls and texts to all networks

 

EASYSURF50 FUNALIW

  • 3-day validity
  • 2 GB data + 6 GB of Facebook, YouTube, Mobile Legends, TikTok, & more (2GB/day) + UNLI texts to all networks

 

GOEXTRA99

  • 7-day validity 
  • 8 GB data for all sites + UNLI texts and calls to all networks 

 

GO+99

  • 7-day validity
  • 8 GB 5G open access data or 8 GB choice of apps 
DITO

DATA 50 

  • 7-day validity
  • 5 GB all-access high-speed data

 

LEVEL-UP SOCIALS 50

  • 3-day validity
  • 7 GB: 3.5 GB of Facebook, Messenger, Instagram, WhatsApp & Threads + 3.5 all-access Data

 

DITO LEVEL-UP 99 

  • 30-day validity
  • 7 GB all-access data + Unlimited All Net SMS + Unlimited DITO-to-DITO voice calls + 300 mins of calls to other mobile networks
SMART

ALL DATA 50

  • 3- day validity
  • 2 GB Shareable Data for all sites

 

NEW POWER ALL 99

  • 7-day validity
  • 8 GB Shareable Data for all sites & apps + UNLI TikTok every day + UNLI Allnet texts for 7 days

 

ALL DATA 99

  • 7-day validity
  • 6 GB Shareable Data for all sites

Note: The repayment deadline of Borrow Load is 14 days after you use the Borrow Load promo.

 

How to use Borrow Load

Note:

A PHP 10.00 processing fee applies each time you borrow load, plus any load convenience fees.

To learn how to activate your Borrow Load, check out the steps below: 

  1. On your GCash app, tap Load > Borrow Load
  2. Select the load you want to borrow
  3. Fill in all the details and tap Next
  4. Pick a promo and tap Borrow Load

Make sure the “Borrow” option is selected. Agree to the Terms and Conditions. Select Confirm

How to repay Borrow Load

Note:

For late payments, a penalty fee of 2.5% of the outstanding principal balance will be charged 1 day after the due date,  31 days after the due date, and 61 days after the due date.

Follow the steps below to repay your Borrow Load promo:

  1. On your GCash app, tap Load > Borrow Load
  2. Tap Pay
  3. Enter the amount you wish to pay and tap Next
  4. Review the payment details and tap Pay

If you still have unpaid dues, GCash will automatically deduct them from your wallet on the due date until the total amount is fully settled. After each auto-deduction, you’ll receive an SMS notification.

To avoid delays, we recommend paying your GLoan dues directly through the Borrow Load page.

Your payment will be reflected within 24 hours after making the transaction. If after 24 hours the payment is still not reflected, click here to ask for help.

 

Get Help with Borrow Load

Unable to borrow load

It may be because you have an existing borrow load promo. You can't avail of more than one borrow load promo at a time.

If you can't borrow load due to an error message, please click here to ask for help.

 

Borrow load was not successful

If you have received an error message that the load you borrowed was not successful, this may be because you still have an active service that can't co-exist with the Borrow Load service that you're trying to register to.

 

Load product is unavailable

Customers may also see different terms depending on their GCash tenure and usage. This may change as we continuously develop the Borrow Load service.

 

Did not receive load

If you made a purchase but did not receive the load, please check the following:

 

Received incorrect load credit

If you received an incorrect load credit than the amount you purchased, please click here to ask for help.

 

Charged more than once for a purchase

If you avail more than once, then you will also be charged more than once with the relevant Borrow Load price and processing fee based on the number of times you avail.

If you have been charged more than once, then you may have availed of a borrow load offer multiple times.

If you think you have been wrongfully charged, click here to ask for help.

 

Learn about how you can settle your dues for Borrow Load here.

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