Gcash Borrow Load allows you to immediately get load promos for your prepaid account for a small upfront processing fee. The rest of the amount will be due after 14 days from availment.
How do I borrow load?
What are the promos I can borrow?
Select customers can borrow one (1) promo at a time. For eligible customers, they will receive an SMS and pop-up action card for the offer and steps on how to avail of the offer. Customers will be able to avail of another Borrow Load after the repayment period and successful payment of the previous Borrow Load transaction.
Below are the promos available for Globe, Touch Mobile, Smart, and TNT subscribers.
Globe and TM Products
Here are the available Borrow Load products for Globe Prepaid Subscribers:
Product |
Inclusions |
Validity |
Due Date |
|
Borrow GOEXTRA99 |
8GB data + Unli All-Net Call and Text |
7 days |
14 days after availment |
|
Borrow GO50 |
5GB data + 1GB GoWIFI + Unli All-Net Call and Text |
3 days |
14 days after availment |
Here are the available Borrow Load products for TM Subscribers:
Product |
Inclusions |
Validity |
Due Date |
| BORROW EZ50 | 2GB data all sites + 6GB (2GB/day) of FB, Youtube, Mobile Legends, Wild Rift, TikTok, WeSing, iWantTFC, Kumu + 1GB GoWIFI + Unli Text to All networks | 3 days | 14 days after availment |
SMART and TNT Products
Here are the available Borrow Load products for SMART Prepaid Subscribers:
Product |
Inclusions |
Validity |
Due Date |
| Borrow Giga Video 99 | 2GB data for all sites + 1GB video everyday for YouTube, NBA TV, GigaPlay, iWantTFC, Cignal Play +1GB TikTok | 7 days | 14 days after availment |
| Borrow Giga Video 50 | 1GB data for all sites + 1GB everyday access to Youtube, iWant, NBA and Cignal Play, and Unli All Net texts | 3 days | 14 days after availment |
Here are the available Borrow Load products for TNT Subscribers:
Product |
Inclusions |
Validity |
Due Date |
| Borrow All Data 50 | 2GB shareable data for all sites | 3 days | 14 days after availment |
How do I pay for my load?
On the due date, payment will be automatically deducted from your Gcash Wallet. Please make sure to have a sufficient balance to avoid incurring late fees.
Payment will be automatically deducted from your Gcash Wallet as manual payment is currently not yet available. Don't worry, GCash will send a repayment reminder before and on your due date. Please make sure to have a sufficient balance to avoid incurring late fees.
Can I fully pay for my load in advance?
There is no option to pay for your borrowed load in advance. Please ensure you have a sufficient balance GCash Wallet by your due date.
Will you be sending payment reminders?
GCash will send a reminder via SMS on the day before the due date. If there is insufficient balance in your GCash wallet on the due date, you will incur penalty fees, as follows:
| TELCO | PRODUCT | PENALTY FEE |
| GLOBE |
Borrow GOEXTRA99 |
PHP 2 |
| GLOBE |
Borrow GO50 |
PHP 1 |
| TM |
Borrow EZ50 |
PHP 1 |
| SMART |
Borrow Giga Video 99 |
PHP 2 |
| SMART |
Borrow Giga Video 50 |
PHP 1 |
| TNT | Borrow All Data 50 | PHP 1 |
Failure to pay for your borrowed load will exclude you from future promotions including borrow load and may affect your GScore. You will also incur penalty fees for non-payment.
Why can’t I pay manually or in advance?
Payments for Borrow Load will be done via auto-debit. GCash will automatically deduct the amount from your Gcash wallet on the due date.
Why have I not received the load that I borrowed?
If you have received an error message, this may be because you still have an active service that can't co-exist with the Borrow Load service that you're trying to register to.
Why am I receiving a different Borrow Load offer compared to my friends?
Customers may see different terms depending on their GCash tenure, GScore, and usage. This may change as we continuously develop the Borrow Load service.
What happens if I avail more than once?
You will also be charged more than once with the relevant Borrow Load price and processing fee based on the number of times you avail.
Why have I been charged more than once?
You may have availed of a borrow load offer multiple times. If you think you have been wrongfully charged you may file a ticket in the GCash Help Center.