GSave interest rates, transaction limits, and fees
Learn more about the fees, interest rates, and limits for each GSave partner bank.
Key terms
- Min. deposit - Amount needed to open an account
- Maintaining balance - Amount you need to keep in your account at all times
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Min. balance to earn interest - Amount you need in your account to start earning interest
- Interest - Amount you earn by keeping money in your account. Interest will be credited to your GSave account monthly.
- Computation: Average daily end of day balance (ADB) x Monthly Interest Rate) x [1 - Withholding Tax (20%)]
- Dormant - Your account has no usage or transactions for a period of time.
All GSave partner banks except eC-Savings have NO min. deposit or balance needed! All banks have a dormancy fee of PHP 30.
Tap to view details per bank
GSave by CIMB
Note:
As of June 1, 2026, the base rate for CIMB GSave, CIMB Grow, and GSave Overseas changed from 2.60% p.a. to 2.30% p.a.
For iOS users, tapping the (?) button on the My Savings Account dashboard may still show 2.60% p.a., but this is outdated.
- Interest: 2.30% per year (Pre-selected users can upgrade or open CIMB Grow to earn 4% per year)
- Deposit limit: PHP 100,000/year (basic); no limit (upgraded)
- Withdraw limit: PHP 500,000/day
- Earn interest from PHP 0.01
- Dormancy: No usage for 24 months
- Check CIMB's website here
#MySaveUp by BPI
- Interest: 0.0925% per year
- Deposit and account limit: PHP 30,000.
- Withdraw limit: PHP 20,000/day
- Earn interest from PHP 5,000
- Dormancy: No usage for 24 months
- Check BPI's website here
EzySave+ by Maybank
- Interest: 0.35% per year
- Deposit limit: PHP 100,000. Maybank will verify your EzySave+ account before increasing your deposit limit beyond PHP 100,000.
- Withdraw limit: PHP 500,000/day
- Earn interest from PHP 0.01
- Dormancy: No usage for 24 months
- Check Maybank’s website here
#UNOReady by UNO
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Interest: Based on end-of-day balance
- PHP 0.01 - PHP 4,999.99: 3.00%
- PHP 5,000 - PHP 4,999,999.99: 3.50%
- PHP 5,000,000.00 above: 1.00%
- Deposit limit: PHP 100,000 (non-upgraded), No limit (upgraded)
- Withdraw limit: PHP 500,000/day
- Earn interest from PHP 0.01
- This applies to savings accounts. For time deposits, learn more here.
- Dormancy: No usage for 24 months
- Check UNO Bank's website here
eC-Savings by Cebuana Lhuillier Rural Bank
- Interest: 3% per year
- Min. deposit: None
- Maintaining balance: PHP 1
- Deposit limit: PHP 50,000/day; PHP 100,000/month
- Withdraw limit: PHP 50,000/day; PHP 100,000/month
- Earn interest from PHP 0.01
- Dormancy: No usage and balance for 90 days. If you have at least PHP 0.01, it won’t be tagged as dormant.
- Check Cebuana Lhuillier Rural Bank's website here