GGives

Check which question applies to you so we can answer your question:

• How do I pay my GGives dues?

• Can I request for a different due date & change my loan term?

• Can I pay my outstanding balance in advance? Is there a benefit to paying my loan in advance?
• When will my repayments be debited and posted?

How do I pay my GGives dues?

You can pay your GGives dues in three ways. Click which is most convenient for you:

• Pay through the GCash App
• Pay through GCash Auto-deduction
• Pay through GCash payment partners

Pay for your GGives dues via your GCash App 

Pay through GCash Auto Deduction feature

To help you manage your GGives payments and avoid additional charges, simply cash-in your GGives amount due and we will automatically deduct it directly from your GCash wallet. Auto-deduction starts on the day of your due date until full settlement of your total amount due.

NOTE: We still highly recommend that you initiate payment of your GGives dues through the GCash app to ensure timely payment. 

An SMS notification will be sent to you after each auto-deduction to your GCash wallet.

Pay through GCash payment partners

NOTE: Paying through GCash payment partners will be reflected in your GGives account 1 business day after your payment 

Visit How do I pay my GCredit dues? to see how to pay for your GGives dues through our payment partners. 

Paying offline may result to:

• Delayed response for payment reflection and debiting in your GGives account 
• Subject you to additional penalty fees 
  • Notes:
    • If your payment is not posted before your due date, you will need to pay for the penalty fee.
    • You will need to submit a ticket to have your penalty fees reversed and this will be reversed on the next business day upon submitting a ticket. 

Can I request a different due date & change my loan term?

You cannot change your due date or loan terms (number of months to pay) once you’ve started using GGives. Your due dates are dictated by when you purchased or availed using GGives.

Can I pay my outstanding balance in advance? Is there a benefit to paying my loan in advance?

Yes! You can pay your outstanding balance and your full loan in advance. Here are the benefits of paying your loan balance early:

1. You will maintain a high GScore and good credit history!
2. You can possibly get better loan offers on your next GGives loan! Subject to evaluation.
3. If you fully settle your GGives loan early, you can:

                a. Replenish your GGives loan amount and loan count limits and re-avail of another loan if you are eligible!                                             

                b. Save on interest fees by being rewarded with an interest cashback!

If you fully settle your GGives loan early, you get an interest cashback that will be automatically seeded to your GCash wallet onthe 1st week of the following month. You will also be notified via SMS if your interest cashback has been sent to you.

Learn more about interest cashbacks at How much will my interest cashback be if I fully settle my loan early?

When will my repayments be debited and posted?

Payments through the GCash wallet will be debited in real-time, and the posting of payments will be reflected within 24 hours. 

Payments made through offline channels will be posted 1 business day after the payment was made.