Note: Transaction fees and other limits may vary per bank. Visit your bank’s website to learn more.
Bank cash in can be done via your bank’s InstaPay or PESONet service. Refer to the table below for the limits applicable to GCash wallets.
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InstaPay |
PESONet |
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| Maximum number of transactions per day | No limit | |
| Daily incoming limit per account |
PHP10,000/day, if within two (2) weeks of first cash in via InstaPay PHP50,000/day after two (2) weeks from first cash in via InstaPay |
May vary depending on your bank’s set limit. View your bank’s website to learn more. |
| Monthly incoming limit per account |
PHP100,000 for fully verified users PHP500,000 for users with linked bank account/enterprise accounts |
|
| Crediting of funds to recipient’s account |
Real-time |
Same day processing if before your bank’s cut-off time on banking days Next banking day processing if past your bank’s cut-off time, and any time during weekends and holidays |
| Transaction fee |
Varies, as charged by your bank |
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List of Bank Partners
Click on the link to view the cash in instructions per bank.
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Bank Partner |
InstaPay |
PESONet |
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✓ |
✓ |
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✓ |
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✓ |
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✓ |
✓ |
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✓ |
✓ |
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✓ |
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✓ |
✓ |
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✓ |
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✓ |
✓ |
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✓ |
✓ |
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✓ |
✓ |
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✓ |
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UnionBank |
✓ |
✓ |
If your bank is not listed above, follow these steps:
- Check your bank if sending via InstaPay or PESONet is available.
Transfer fee may vary per bank. - Input the following details on the Send Funds screen.
Destination Bank: GCash (GXI) or G-Xchange, Inc.
Destination Account Number: Your GCash-registered mobile number in this format: 09XXXXXXXXX
Destination Account Name: Your GCash-registered name. - Proceed to sending the funds per your bank’s instructions.