Get started with GLoan
GLoan is GCash’s fast and easy cash loan solution where you can loan up to PHP 125,000 instantly.
You can use your loan to pay bills, shop with over 200,000 GCash partner merchants, and cash out your loan to your chosen bank account or cash out channels using GCash's Send Money feature.
Jump to:
GLoan Overview
| GLoan | GLoan Sakto | |
| Product Overview | Get instant cash | |
| How to Access | via Borrow > GLoan | |
| Loan Amount | PHP 1,000 - PHP 125, 000 | PHP 100 - PHP 500 |
| Payment Terms |
Monthly payment: 5, 6, 9, 12, 15, 18, 24 mos |
14 days or 30 days (one-time payment only) |
| Interest Rate |
1.59% - 6.57% per month *depending on your eligibility and selected payment term |
0% |
| Processing Fee | One-time fee of 3% of your total loan amount. This will be deducted from the total loan amount that you will receive. | One-time fee of Php 6.5 to Php 75, depending on your total loan amount. This will be deducted from the total loan amount that you will receive. |
| Re-availment | Can apply instantly after full payment of the outstanding loan | |
| Late Payment Fees | 1% of your loan amount for every missed due date + 0.15% of outstanding balance * number of days past due date | |
Eligibility for GLoan
You are eligible to start using GLoan when you qualify for all of the requirements below:
- 21-65 years old
- A Filipino citizen
- A Fully Verified GCash user
- Maintain a good credit record and did not commit any fraudulent transactions
Avail of GLoan
Note: You are only allowed to avail of one GLoan at a time. Your loan will be disbursed or sent to your GCash wallet within 24 hours once you are done with the availment process.
Need more help?
If you can't avail of a GLoan, please see the possible reasons below:
- You do not meet GLoan minimum eligibility requirements
- You have not received a message from GCash if you are eligible to avail of a GLoan
- Already have an existing GLoan
- If you encountered an error message, please submit a ticket and include a screenshot of the error message
If you were able to avail of the GLoan, but did not receive your disbursement within 24 hours, please submit a ticket here.