What are the features of GCash MasterCard? – GCash Help Center

What can I do with the GCash MasterCard?

With the GCash Mastercard you can:

Pay at any of the 35.9 million MasterCard merchants in 210 countries and 150 currencies with your GCash MasterCard.
Withdraw from any affiliated Bancnet ATMs nationwide and MasterCard ATMs worldwide.
Utilize funds instantly by simply linking your card to your GCash account.

Some self Service Features you can do within the GCash App include:

Card Design and Features

Front side of the card

Back side of the card

Front

EMV Chip	The embedded microchip and associated technology are designed to enable secure payment at compatible ATM and point of sale (POS) terminals. The chip safely stores our account information and helps provide better protection against fraud when using the information stored in the chip and magnetic strip during card transactions. EMV stands for Europay, Mastercard and Visa, the three companies which spearheaded the technical standards for implementing the chip payment technical technology.
Card Number	For your safety, keep your card number secure and private. Don't type it into an email or take an image of it, and do not share the card details with anyone other than a secured channel. Note: The GCash MasterCard number is different from the Virtual Account Number which is an identifier of the card for non-financial transactions. It is also different from your GCash Account Number.
Card Expiry	The date when the card expires and can no longer be used An SMS will be sent to the GCash mobile number linked to the card three (3) months before the card expires. You may order a new card online or through any of our store partners.
MasterCard Logo	This signifies the affiliation between GCash and MasterCard which allows users to transact with any merchant around the world that carries the MasterCard Logo.

Back

GCash Contact Details	On-hand information on how to contact GCash It is recommended to store the contact details on your phone in case of a lost card.
Signature Strip	The section where you sign the card for added security Some merchants may require a signature on the card. This is for them to compare it with valid IDs which they may request the cardholder to present. This is to authenticate the cardholder.
MasterCard Hologram	Another security feature of the card which helps merchants determine the authenticity of the card
CVV Code	The 3-digit code validated during payment to ensure the one transacting is holding the card
Bancnet Logo	This signifies the affiliation between GCash and Bancnet which allows users to make cash withdrawals from any Bancnet-supported ATMs using GCash MasterCard.

Frequently Asked Questions

How much does a GCash MasterCard cost and how do I order?

It costs Php 150 (+Php65 for the delivery fee). Visit How do I apply for a GCash Mastercard to learn more.

How do I use my GCash MasterCard online?

Note: Make sure your linked GCash account is sufficiently funded prior to payment.

GCash MasterCard works just like any other debit card so long as the merchant is accepting MasterCard. Simply enter the details required when paying online.

How do I use my GCash MasterCard for in-store purchases (offline)?

Hand over your GCash MasterCard to the cashier for payments. Some POS terminals where the card will be swiped through may require you to enter your 4-digit MPIN.

Do I need to be fully verified in order to link a GCash MasterCard with my GCash account?

Yes, it will only be applicable to a fully verified account.

What is a Virtual Account Number?

This is an assigned and unique 12-digit number that will serve as an identifier of the card and strengthen card security.

GCash MasterCard and AMEX Virtual Pay