Below is the list of fees you may experience per service
| Product | Fee Description | Fee Amount |
|
Cash in
|
via linked bank account in the GCash app (BPI and Unionbank) | FREE |
| via bank's mobile banking app. Fees depend on bank partners. View partner list here. | Php0 to Php50 | |
| via remittance in the GCash app (Moneygram, WU) | FREE | |
| via Over-The-Counter outlets will have a fee once users exceed the monthly free limit of Php8,000. View fee breakdowns here. | 2% | |
|
Cash out
|
via Over-The-Counter outlets is charged with a withdrawal fee. View partner list here. |
2% |
| via ATM withdrawal fee *as charged by banks servicing the ATMs |
Php10 to Php18 | |
| via ATM Withdrawal fee (International) | Php150 | |
|
GCash Mastercard
|
Offline Card Purchase | Php150 |
| Online Card Purchase. Order here now. *Php65 delivery fee |
Php215 | |
|
GCredit
|
The interest charged for the total credit purchased within the billing period. | 3-5% |
| Penalty fee for users who have not paid their total amount due 1-30 days after its due date. | Php200 | |
| Penalty fee for users who have not paid their total amount due 31-60 days after its due date. | Php500 | |
| Penalty fee for users who have not paid their total amount due 61-90 days after its due date. | Php900 | |
| Penalty fee for users who have not paid their total amount due 90 days onwards after its due date. | Php1500 | |
|
Pay Bills
|
Billers with fixed fees *Please refer to app for actual fees per biller |
Php0 to Php60 |
| Billers with percentage-based fees *Please refer to app for actual fees per biller |
2% | |
|
Send Money
|
via Express Send | FREE |
| via Bank Transfer *Fees effective starting November 1, 2020 |
Php15 | |
| via Send with a Clip | FREE | |
| via Ang Pao | FREE | |
| via GCash Padala | Php5 or 1.5% | |
| Request Money | via Request Money or KKB | FREE |
|
General Account
|
Balance Inquiry via ATM | Php3 |
| Balance Inquiry via ATM (International) | Php50 | |
| Dormancy fee | Php50 |