Doing more transactions on GCash recently? Increase your wallet limit by linking your bank account or debit card to enjoy more cashless transactions with GCash!
- Bigger Wallet Limit
- Your wallet will be able to hold up to ₱500,000 at any time
- Higher Incoming Limit
- You will be able to put in or receive ₱500,000 in your wallet per month
Your limits will be increased if you have any of the following bank accounts linked in GCash:
- Debit Cards (locally-issued, MasterCard/Visa enabled)
Please note that the following are not considered as linked bank accounts, and will not qualify you for an increase in wallet limits:
- GCash MasterCard
- American Express Virtual Pay card
More details on your increased limits:
|GCash account with no linked bank account/debit card||GCash account with a linked bank account/debit card*|
|Daily incoming limit||No incoming limit||No incoming limit|
|Monthly incoming limit||₱100,000||₱500,000|
|Daily outgoing limit||₱100,000||₱100,000|
|Monthly outgoing limit||₱100,000||No outgoing limit|
*For a verified GCash account. Please visit our Why do I need to Get Verified? page for more information on the benefits of getting Fully Verified on the GCash App.
How do I increase my wallet limit?
- Make sure your account is Fully Verified. Click here to know more on how to get verified.
- Link your Bank Account or Debit Card to GCash. Click on the following links to know more about how you can link your Bank Account (via BPI or UnionBank) or Debit Card to GCash.
It may take up to seven (7) working days for you to receive an SMS notification that your wallet limits on GCash have increased. You will also receive a pop-up notification in the GCash App a day after you receive the SMS.
|Text from GCash||GCash App Pop-up|
|Congratulations! We have increased your wallet limit to P500k because you linked a bank account or debit card to GCash. To learn more about your limits, visit https://go.gcash.com/increasedlimits|
What happens if I unlink my last bank account or debit card to GCash?
Once you unlink your last bank account or debit card to GCash, your limits will revert back to PHP 100,000 within seven (7) working days. Please remember that once you have gone over this amount and have been downgraded, you will have met your limit for the month and will have to wait until this refreshes until next month.
Please see the sample scenarios below for a clearer view:
|Scenario 1: I unlink one of my two bank accounts on GCash|
|Scenario 2: I unlinked my only bank account on GCash|
|Scenario 3: I unlink all my bank accounts on GCash|
If you have unlinked all your bank accounts and debit cards on GCash, you will receive this SMS notification within 7 working days, informing you that your wallet limit has returned to ₱100,000.
|Text from GCash|
You have unlinked your bank account or debit card from GCash. Your GCash wallet limit is now back to P100k. Re-link your bank account or debit card to enjoy higher GCash limits.
Can I request for my limit to remain at P100,000 without unlinking my bank account or debit card?
Yes. If you wish to retain your P100,000 limit, please send us a ticket here. It will take up to seven (7) working days for us to process your request.