If you're already Fully Verified, you can increase your wallet limit to ₱500,000 when you link any of the following accounts to your GCash:
Please note that the services listed below are not considered linked bank accounts, and will not qualify you for an increase in wallet limits:
- GCash MasterCard
- American Express (AMEX) Virtual Pay card
More details on your increased limits:
|Fully Verified GCash wallet with no linked account||Fully Verified GCash wallet with a linked account*|
|Daily incoming limit||No incoming limit||No incoming limit|
|Monthly incoming limit||₱100,000||₱500,000|
|Daily outgoing limit||₱100,000||₱100,000|
|Monthly outgoing limit||₱100,000||No outgoing limit|
How do I increase my wallet limit?
- Make sure your account is Fully Verified. Click here to know more on how to get verified.
- Link your BPI, UnionBank, or Payoneer account. To know more about how to link these to GCash visit these pages:
It may take up to two (2) working days for you to receive an SMS notification that your wallet limits on GCash have increased. You will also receive a pop-up notification in the GCash App a day after you receive the SMS.
|Text from GCash||GCash App Pop-up|
What happens if I unlink my last linked account to GCash?
Your limits will revert back to ₱100,000 only if you unlinked all of your linked accounts. This will take effect after two (2) business days.
Please remember that once you have gone over this amount and have been downgraded, you will have met your limit for the month and will have to wait until this refreshes until next month.
See the sample scenarios below for a clearer view:
|Scenario 1: I unlink one of my two linked accounts on GCash|
|Scenario 2: I unlinked my only linked account on GCash|
|Scenario 3: I unlink all my linked accounts on GCash|
If you have unlinked all your linked accounts on GCash, you will receive this SMS notification within two (2) working days, informing you that your wallet limit has returned to ₱100,000.
|Text from GCash|
You have unlinked your bank account or Payoneer account from GCash. Your GCash wallet limit is now back to P100k. Re-link your bank account or Payoneer account to enjoy higher GCash limits.