The Risk Profile Questionnaire (RPQ) will determine if you are a conservative, moderate, or aggressive investor. You will be required to answer this questionnaire when you create a GFunds account.
Visit How to create a GFunds account to learn more.
Here is what the Risk Profile Questionnaire should look like:
What are the questions asked in the Risk Profile Questionnaire (RPQ)?
Here is the list of questions in the RPQ to guide you in answering:
1. What is your net worth? (approximate)
Your net worth is the total value of your assets (savings account, checking account, investments, etc.) minus your total debts (mortgage payments, car loans, etc.).
2. What is the source of your funds?
Your source of funds is where your money for investing will come from. If the source of your funds is not stated, kindly specify under the “Others” checkbox.
3. What is the purpose of your investment?
The purpose of your investment is the reason why you want to invest. Here are the options available and what they mean.
- To prevent capital loss while generating income - if you want to protect the value of your money from inflation.
- To have a regular income source - if you want to regularly earn from investing.
- To generate significant capital appreciation - If you want to see your money grow over time.
4. How much do you see yourself investing?
The amount of money you plan or are comfortable with investing.
5. How frequently do you see yourself investing?
Tip: Investing is not recommended as a one-time payment only. It is always best to grow your wealth by investing regularly.
6. Investment horizon. You are investing for a period of:
Investment horizon is the amount of time you’ll be keeping your investment in your GFunds account before you convert it to cash.
7. Risk Scenario. How much drop/loss in the value of your investment can you accept?
A risk scenario at 0% is considered very low risk, whereas more than 15% is high risk. Anything in between is considered moderate risk.
8. Your Investment principle
Your Investment principle will determine the amount of risk you are willing to take for a certain amount of return.
9. How knowledgeable are you as an investor?
The level of information you have on the act of investing
10. Do you have a regular liquidity requirement?
You have a Regular liquidity requirement if you will get cash from your investment regularly.