Note: Once completed, you cannot retake the Risk Profile Questionnaire (RPQ) or change your Risk Profile/Risk Appetite on GFunds until after three years. You can still invest in funds that have a Risk Rating higher than your Risk Profile/Risk Appetite. There will only be a waiver prompt on the GCash app that you have to confirm when placing a buy order.
The Risk Profile Questionnaire (RPQ) will determine if you are a conservative, moderate, or aggressive investor.
| Risk Profile | Description |
| Conservative | Willing to accept lower returns for a higher degree of liquidity or stability |
| Moderate | Willing to endure short term loss for the prospect of better long term growth opportunities |
| Aggressive | Willing to risk more money for the possibility of better returns |
You will be required to answer this questionnaire when you create a GFunds account. Here are the questions you will encounter in the Risk Profile Questionnaire.
| Question | Definition |
| What is your net worth? (approximate) | Your net worth is the total value of your assets (savings account, checking account, investments, etc.) minus your total debts (mortgage payments, car loans, etc.). |
| What is the source of your funds? | Your source of funds is where your money for investing will come from. If the source of your funds is not stated, kindly specify under the “Others” checkbox. |
| What is the purpose of your investment? | The purpose of your investment is the reason why you want to invest. Here are the options available and what they mean.
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| How much do you see yourself investing? | The amount of money you plan to invest or are comfortable with investing |
| How frequently do you see yourself investing? | Investing is not recommended as a one-time payment only. It is always best to grow your wealth by investing regularly. |
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Investment horizon. You are investing for a period of... |
Investment horizon is the amount of time you’ll be keeping your investment in your GFunds account before you convert it to cash. |
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Risk Scenario: How much of a drop/loss in the value of your investment can you accept? |
A risk scenario at 0% is considered very low risk, whereas more than 15% is high risk. Anything in between is considered moderate risk. |
| Your investment principle | Your investment principle will determine the amount of risk you are willing to take for a certain amount of return. |
| How knowledgeable are you as an investor? | The level of information you have on the act of investing |
| Which of the following have you invested in? |
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Do you have a regular liquidity requirement?
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You have a regular liquidity requirement if you will get cash from your investment regularly. |