- Do I have extra cash?
Your money will take time to grow so expect that you will not be able to easily use the money you invested. As such, it is advisable that you keep your invested money separate from your immediate needs. The common advice is to have six months worth of income as an emergency fund.
- Can I handle the risks?
Investing in financial markets always comes with some level of risk. When it comes to investing in financial markets, returns are not guaranteed. The market value of investments can decrease depending on market performance.
On GInvest, that risk is reduced because the funds are professionally managed and diversified into different investments. This means less risk, in contrast, to directly investing in the stock market.
Different investments come with different levels of risks. Understanding your risk appetite will help you choose the investment product fit for you.
Visit What are Risk Profile, Risk Appetite, and Risk Rating? to learn more.
Note: The funds are not deposits and are not insured by the Philippine Deposit Insurance Corporation (PDIC).
- Do I have the proper knowledge?
Learning how investing works can help you manage risks and reach your investment goals.
Check out the following articles to help you start your investing journey:
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- What is Investing?
- What’s the difference between Saving and Investing?
- What are the terms I need to know before investing?
- What are the types of investment products?
- What is an Investment Fund?