CIMB PH – Earn More Promo
Enjoy more from your savings! With the CIMB PH – Earn More Promo, you can earn a base interest of 3% to 12% interest per annum on your GSave by CIMB Bank account when you grow your Average Daily Balance.
Promo Period:
April 1 to April 30, 2025
Who can join?
You’re eligible to join the CIMB PH - Earn More Promo if:
- You have an active and unblocked UpSave or GSave account with CIMB Bank PH.
- You’re a new or existing CIMB Bank PH customer.
Note: Other CIMB accounts are not eligible for this promo.
How to join:
- Make sure you have an eligible account (UpSave or GSave).
- Grow your ADB during the promo period.
- That’s it! Interest is automatically credited if you qualify.
There’s no cap on ADB growth – the more you save, the more you earn!
How Do I Calculate My Interest with the CIMB PH – Earn More Promo?
To estimate how much you’ll earn from the promo, you’ll need to understand how your Average Daily Balance (ADB) works and how the interest is applied.
Step-by-step guide:
- Calculate your ADB:
- Add your daily balances for the month.
- Divide by the number of days in that month.
- Add your daily balances for the month.
- Apply the interest rates:
- You’ll earn a base rate of 3% p.a.
- If you grow your ADB, you’ll receive additional interest on top.
- You’ll earn a base rate of 3% p.a.
Check out the table below for more information:
| Applies to all Balances (No Cap and condition) | *3.00% p.a. | Interest will be applied on the customer’s total ADB |
| Grow ADB by at least PHP 1,000 (No Cap) | +1.00% p.a. | Interest will only be applied on the customer’s total ADB growth for each campaign month, NO ADB GROWTH CAP! |
| Grow ADB by at least PHP 5,000 (No Cap) | +2.00% p.a. | |
| Grow ADB by at least PHP 10,000 (No Cap) | +2.50% p.a. | |
| Grow ADB by at least PHP 50,000 (No Cap) | +3.50% p.a. |
Example:
- ADB: PHP 10,000 → Earns 3% p.a. (base)
- Grew ADB vs. previous month by PHP 5,000 → Earns additional 3% p.a.
Your total interest will be calculated based on these figures.
Why Hasn’t My Interest Been Credited Yet?
Please wait up to 14 business days after the promo month ends for your interest to be credited.
Why is My Interest Lower Than Expected?
If the interest you received seems lower than what you were expecting, here are a few common reasons:
- Your ADB was calculated incorrectly.
- You used non-qualifying cash-in methods (Bank Transfers within account of customer or within CIMB Bank Accounts).
Need more Help?
If you have any other questions about the promo, please contact CIMB directly at #2462. Support hours are from 6:00 AM to 10:00 PM daily.