GCredit

Your GScore changes depending on your GCash activity such as your E-wallet balance, Bills Payment, and GCredit Payment Behavior. The more you use GCash, the higher your GScore. 

There are 2 reasons why your GScore might be changing, check which applies to you to learn more:

• I am not yet a GCredit user
• I am already using GCredit

If you have never used GCredit

If you have never used GCredit, your GScore is highly influenced by how much you use GCash to Pay Bills, Buy Load, Pay QR, and use GInvest and GSave. 

Here are some tips on how you can maintain and increase your GScore. Make these a regular habit because your GScore is a reflection of your GCash activity:

• Verify your account. Fully verified users gain access to a wide range of services in the GCash app. All you need is a Valid ID (not expired) and a selfie.

Visit How do I get Fully Verified? to learn how to fully verify your GCash Account

• Cash in regularly. Keep a healthy wallet balance and fund your GCash account by cashing in regularly to improve your GScore.  

To find out different ways to cash-in,  visit How to Cash In

• Always use GCash for your transactions. Keep transacting with GCash by using your GCash Account for your transactions such as Pay via QR, Buy Load, and Pay Bills.  When you are not active on GCash, your GScore will also be affected. 

• Invest in GInvest frequently. Grow your money for as low as P50 and gain access to the products of the country’s most trusted investment companies. Invest frequently and maintain a good account balance to keep a healthy GScore. 

Find out how you can apply for a GInvest Account by visiting How can I apply for a GInvest Account?

• Make GSave deposits regularly. Save for your future with GSave. Grow your savings quickly and enjoy a 2.6% interest rate with any amount you deposit. If you make GSave deposits regularly, your GScore increases. Keep a healthy savings balance to maintain a good GScore. 

Visit How do I register to GSave? to learn how to register for GSave

If you are already using GCredit

If you are already using GCredit, your GScore changes depending on your GCredit behavior. 

Here are some tips on how to maintain and increase your GScore. Make these a regular habit because your GScore is a reflection of your GCash activity:

• Pay your GCredit dues on time. Paying your GCredit dues on time grows your GScore. Not paying on time will also make you ineligible for any future credit transactions until you have paid your total amount due.
  To find out how to pay for your GCredit dues, visit How do I pay my GCredit dues? 

• Keep your account details up-to-date. Make sure your details such as your email address and current address are up to date. 

Visit How do I edit my profile? to learn how to edit your details

• Cash in regularly. Keep a healthy wallet balance and fund your GCash account by cashing in regularly to improve your GScore.  

To find out different ways to cash-in,  visit How to Cash In

• Always use GCash for your transactions. Keep transacting with GCash by using your GCash Account for your transactions such as Pay via QR, Buy Load, and Pay Bills.  When you are not active on GCash, your GScore will also be affected. 

• Invest in GInvest frequently. Grow your money for as low as P50 and gain access to the products of the country’s most trusted investment companies. Invest frequently and maintain a good account balance to keep a healthy GScore. 

Find out how you can apply for a GInvest Account by visiting How can I apply for a GInvest Account?

• Make GSave deposits regularly. Save for your future with GSave. Grow your savings quickly and enjoy a 2.6% interest rate with any amount you deposit. If you make GSave deposits regularly, your GScore increases. Keep a healthy savings balance to maintain a good GScore. 

Visit How do I register to GSave? to learn how to register for GSave