Make sure to always pay your amount due on or before your due date to avoid the following:
1. Penalty Charges
Penalty fees are charged for cases of late payment. A ₱100 fixed penalty fee will be charged on each unpaid installment a day after your due date, plus a variable penalty fee of 0.15% of Daily Outstanding Principal Balance that will be charged every day.
Penalty fees accumulate the longer your amount due remains unpaid after your due date. Visit What other fees do I have to pay when availing a GLoan? to learn more about GLoan penalty fees.
2. GScore Decrease
The longer your amount due remains unpaid after your due date, the larger the decrease in your GScore. This affects your eligibility to re-avail for a GLoan in the future and may make you unable to enjoy better loan offers from us.
3. Collection Reminders
Your account may be endorsed to our accredited third party collections partners and you will receive calls or messages to remind you to settle your unpaid dues.
|
Agency Name |
Office Contact Number |
|
ASI (Admerex Solutions, Inc.) |
(02)7755-6965; (02)8967-0848 |
|
CNCCSI (Cendana - Neri Credit & Collection Services, Inc.) |
0917-5152768 0919-0745806 |
|
RGS (RGS Recovery Management and Collection Services, Inc.) |
(02)8294-8475;0917-8611399; (02)7719-6410 local 11&20; (02)8294-8475 (02)7719-6410 |
|
Telan (Telan Hipe Flores Telan and Associates, Co.) |
(02)8640 - 6600 local 1006 0919-0779637 0917-6322586 |
4. Bad Credit Reputation with other lending companies
In cases of nonpayment, your credit history may be shared with credit bureaus which could affect your ability to borrow in the future with other lending or financing companies.