GGives Interest and Fees

Note: Starting Aug 9, 2023, there will be changes to the penalty structure of all GGives loans. Any missed due dates will incur a penalty fee of 1% of the total loan amount with a daily penalty of 0.15% of the outstanding principal amount per day missed.

GGives interest rates range from 0% to 5.49% per month, depending on your GScore and loan term (# of months to pay).

You can find your interest fees and rates in your GGives payment schedule. Go to your GGives dashboard then tap Payment Schedule.

GGives Interest Cashback

Your interest cashback is the total interest balance that is not yet due when you fully settle your loan that you can find in your payment schedule. You are entitled to receive interest cashback if you fully pay off your loan at least one (1) month before your last installment's due date in GGives.

Here is a sample computation on how to get your total interest balance that is not yet due: 

Note: If you qualified for interest cashback, you will receive it within 14 business days after full payment. An SMS notification will be sent after the interest cashback has successfully been added to your GCash account.