GCredit Minimum Amount Due

The minimum amount due is the smallest amount that you are required to pay on your billing date. If you pay your minimum amount due on or before your due date, you will not have late payment fees for the current billing cycle and you can continue using GCredit. Otherwise, your GCredit line will be temporarily suspended until you settle your dues.

Note: Any unpaid loan amount will still be charged interest daily until fully repaid. The interest incurred will reflect on the succeeding billing date.

When paying in full, 100% of your credit limit will be replenished. However, if you pay the minimum amount due, only the loan amount paid will be replenished.  

Computation for the minimum amount due: 10% of Unpaid Charges + 100% of interest + 100% of fees (if applicable)

Learn more about how to pay your GCredit dues here.