Get started with GCredit
GCredit is a revolving credit line of up to PHP 50,000, which allows you to instantly pay at over 100,000 stores and billers at a later date with no additional requirements.
With GCredit, there are zero processing fees and you will only need to pay the amount you borrowed and the interest fee. Unlike a loan, you can have continuous and repeated access to your credit line, for up to a certain credit limit, as long as you pay your credit dues on time. The official credit partner for GCredit is CIMB Bank Philippines.
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Eligibility for GCredit
You are eligible to apply and start using GCredit when you are qualified for all the requirements below:
- 21-65 years old
- A Filipino citizen
- A Fully Verified GCash user
- Has a verified email address on GCash
- Good financial record and did not commit any fraudulent/financial transactions
Activate GCredit
To activate GCredit, follow the steps below:
Once you tap Submit, your GCredit account will instantly be activated.
Need more help?
If you can't activate GCredit, please see the possible reasons below:
- You are currently ineligible for GCredit - Make sure you are qualified for ALL the requirements
- Issues with your GCash app - Please follow these steps to troubleshoot common app issues
- You receive an SMS from GCash asking you to update your account - Update your GCash account by uploading a valid ID within 1 month. Check out the valid IDs you can submit here
- If you encounter an error message, please report it to us here