GCredit

GScore is a score that reflects how active you are in using GCash’s products and features. It is the trust rating computed for you based on the various activities you do in GCash such as maintaining an active wallet balance, paying your bills, and using GSave, GInvest, and GInsure.

Your GScore is the primary basis for you to qualify to use our lending products such as GCredit, GGives, and GLoan.

All GCash users have a GScore, which is a score that reflects how active you are when you use GCash.

Having a high GScore gives you access to GCredit. Visit How can I apply for GCredit? to learn more.

Here are some tips on how to maintain and increase your GScore. Make these a regular habit because your GScore is a reflection of your GCash activity:

• Verify your account. Fully verified users gain access to a wide range of services in the GCash app. All you need is a Valid ID (not expired) and a selfie.
  • Visit How do I get Fully Verified? to learn how to fully verify your GCash Account.
    
• Cash in regularly. Keep a healthy wallet balance and fund your GCash account by cashing in regularly to improve your GScore.
  • To find out different ways to cash-in, visit How to Cash In?
    
• Always use GCash for your transactions. Keep transacting with GCash by using your GCash Account for transactions such as Pay via QR, Buy Load, and Pay Bills. 
• Invest in GInvest frequently. Grow your money for as low as P50 and gain access to the products of the country’s most trusted investment companies.
  • Find out how you can apply for a GInvest Account by visiting How can I apply for a GInvest Account?
• Make GSave deposits regularly. Save for your future with GSave. Grow your savings quickly and enjoy a 2.6% interest rate with any amount you deposit.
  • Visit How do I register to GSave? to learn how to register for GSave
• Purchase of GInsure Products. GInsure is the one-stop shop for all your insurance needs. You will find different insurance products like life, health, car, and many more provided by our different partners to best fit your needs.
• • Visit “What is GInsure?” to learn more.

Where can I find my GScore?

Here is a short video on how to find your GScore: